Best International Travel Health Insurance USA

Best International Travel Health Insurance USA

Is an international trip to the US on the cards? With bags and passports ready to go, consider purchasing travel medical insurance for USA for extra peace of mind during your trip. As fun as travel can be, look out for unpredictable medical and travel expenses.

This blog will help you understand why it is crucial to purchase travel health insurance, where to find the best travel medical insurance for visitors to the United States, and what they cover for a hassle-free, enjoyable trip.

Why do I need Travel Health Insurance?

Most insurance providers do not have coverage for medical and travel-related expenses occurring outside of your residential country. A travel health insurance policy is critical to safeguard you against unpredictable expenses, such as medical visits. Travel health insurance in the USA can help mitigate the financial risks associated with these travel-related expenses, making it easier to be confident during your foreign escapades.

Where to Find the Best Travel Medical Insurance for Visitors to the United States?

The United States is known for its complex healthcare system, which may require help to navigate as an outsider. Furthermore, not all medical insurance plans have coverage within the United States. The CDC(Centers for Disease Control and Prevention) recommends visitors to the United States purchase international travel medical insurance USA when visiting the country.

You can find the best plan for your needs on VisitorPLANS, one of the largest visitor insurance agencies in the United States, for purchasing quality protection for your family. Contact VisitorPLANS to connect with their expert advisors for a free evaluation of your insurance needs. Select a plan with the best visitor insurance coverage under travel medical insurance plans for USA.

What Is the Best Travel Health Insurance Plan for Visitors to the USA?

There is no one-size-fits-all when choosing a travel health insurance plan, as everyone’s needs vary. Some factors you need to consider when selecting your plan are age, location, health risks, length of stay, travel risks, etc. Here are some of our popular options for travel health insurance in the USA.

Fixed Coverage Plans

Safe Travels Elite

Safe Travels Elite is a fixed coverage plan from Trawick International for those visiting the United States. The plan covers well doctor visits and other limited medical expenses. Please note that the plan comes into effect only after arriving in the USA.

Eligibility – Non- US Citizens visiting the US

Age – 0 – 89 years

Coverage – Minimum 5 days to Maximum 364 days

Provider Network – First Health PPO Network

Visitors Care

Visitors Care is another popular fixed coverage plan from IMG (International Medical Group) for non-US residents traveling to the United States. The plan offers a limited range of benefits for travelers to the US, with various options based on deductible levels and maximum limits.

Eligibility – Non-US Citizens visiting the US

Age – 0-99 years

Coverage – Minimum 5 days to 12 months

Provider Network – Any doctor/hospital

Comprehensive Coverage plans

Atlas America

Atlas America is one of our recommended options for comprehensive coverage plans for travelers visiting the United States. This comprehensive coverage plan offers a broad range of health benefits for foreign tourists visiting the USA, for professional or personal reasons. We highly recommend this plan for parents and relatives visiting the US.

Eligibility – Non- US Citizens visiting the USA

Age – 14 days – 99 years

Coverage – Minimum 5 days up to Maximum 364 days

Provider Network – United Healthcare PPO Network

Patriot America Plus

Patriot America Plus is yet another highly recommended insurance with comprehensive coverage offering 24/7 medical and travel assistance services to travelers to the United States. The medical coverage includes COVID-19 treatment for US travelers, provided the virus was contracted after the policy effective date.

Eligibility – Non-US citizens traveling to the US

Age – 0-99 years

Coverage – Minimum 5 days up to 12 months

Provider Network – United Healthcare PPO Network

Safe Travels USA Comprehensive

Safe Travels USA Comprehensive is a popular comprehensive coverage option chosen by non-US citizens visiting the United States. Please note that this policy is only available to visitors traveling to the US. Safe Travels USA Comprehensive offers medical coverage for COVID-19-related expenses, provided the virus was contracted after the policy effective date.

Eligibility – Non-US Citizens traveling to the US

Age – 0-89 years

Coverage – Minimum 5 days up to Maximum 364 days

Provider Network – First Health PPO Network

Visitors Protect

Visitors Protect is a highly recommended comprehensive coverage plan for non-US citizens traveling to the United States, as this offers support for people with pre-existing conditions. Visitors Protect is an excellent option explicitly designed for those traveling to the US, offering medical assistance to any unforeseen illness, injury, or accident.

Eligibility – Non-US Citizens traveling to the US

Policy Maximum Limit – $50,000 – $250,000 for those under age 70; $50,000 for ages 70 and above.

Pre-Existing Condition Limit – Under 70 up to $25,000; 70 and older up to $20,000

Coverage – 90 days up to 12 months

Provider Network – United Healthcare PPO Network

Types of Travel Health Insurance Plans with Coverage for Visitors

There are typically two types of travel health insurance – fixed and comprehensive coverage plans – for visitors. Although both plans aim to make travel easier for you, their benefits are designed to suit your unique situation.

Fixed Coverage Plans

Fixed plans are basic travel health insurance plans offering limited coverage. The costs for medical treatment are usually pre-determined and mentioned in your policy. You become responsible for any cost incurred over the pre-determined limit.

VisitorPLANS does not recommend fixed coverage plans because it does not provide adequate coverage to travelers. Some people choose fixed coverage plans as they are low-cost insurance plans. We always recommend comprehensive coverage plans because those provide adequate coverage giving you peace of mind.

Comprehensive Coverage Plans

As the name suggests, comprehensive coverage plans offer more benefits than limited ones. They are typically higher in cost than your average fixed coverage plan but provide broader coverage and benefits.

We highly recommend comprehensive coverage for high-risk, long-stay travelers.

An expert advisor at VisitorPLANS can help you determine the right plan based on factors such as age, length of stay, origin and destination, health risk, etc.

Where to purchase travel health insurance?

While international trips are exciting, a lot can go wrong, so it’s best to be prepared for an unexpected accident or an illness. Check out a reliable and experienced insurance agency, like VisitorPLANS, who can help you choose the right plan for your travel needs. VisitorPLANS offers travel medical insurance plans from leading and reputable carriers.

Experience a hassle-free online experience by researching travel health insurance products on the VisitorPLANS website. It is now easy to compare, choose, and purchase a plan that makes every trip stress-free and memorable.

Have more questions and need personalized assistance? No worries! Connect with their team of licensed insurance experts to get accurate information and advice for your concerns. You can compare these plans for visitors in the USA here.

What Does US Travel Health Insurance Cover for Visitors?

An overseas trip, regardless of destination, exposes you to new places, goods, and people. There is always a chance that you may fall sick or have an unfortunate accident during your trip. Travel Health Insurance becomes essential to obtain emergency medical assistance during your journey with other travel-related benefits as well for a stress-free trip to the US. Let’s take a look at an example plan. Here are some key features the Visitors Protect plan offers for visitors traveling to the United States.

  • Offers broader coverage, including those pre-existing conditions
  • 24/7 medical and travel assistance services
  • COVID-19 coverage
  • Multilingual staff and claims administration
  • Par excellence customer service
  • Coverage period of 90 days up to 12 months
  • Per Injury or Illness Maximum Limit – Under 70 up to $25,000; 70 and older up to $20,000

Check with your provider on the full benefits of every travel medical insurance plan for visitors to the US.

How to Purchase Travel Visitor Medical Insurance for The US?

VisitorPLANS is one of the largest visitor insurance agencies in the United States that offers dependable services like travel medical insurance, student insurance, and expatriate insurance. Simply follow the below steps to purchase travel visitor medical insurance for the US.

1.Get a Quote

Once you explore options and do your research, get a quote by entering details such as

  • Home Country,
  • Destination Country,
  • Start Date,
  • End Date,
  • Applicant’s Age,
  • Spouse’s Age,
  • Number of Children on the plan,
  • Children’s ages.

2.Compare Plans

The website will generate a list of compatible plans based on the information you provide on generating the quote. You can compare the plans and connect with a VisitorPLANS advisor with questions and concerns.

3.Choose a Plan

The next step is choosing the right plan for travel to the United States. You can also explore the international medical insurance section on the homepage to find the right plan with the ideal benefits for your needs.

4.Complete the Purchase.

Now all that is left to do is to select the best travel health insurance for USA from the list. Once you complete your purchase, a policy number is generated on the confirmation page. Additionally, you will receive a confirmation email with your insurance ID card. Some providers offer a physical card upon request.

Things to Keep in Mind When Buying Travel Health Insurance for USA

Buying travel health insurance for USA is a relatively simple process if you do your prior research and keep in mind some crucial factors, such as –

  • The coverage amount for policies varies by each policy. Consider the risks involved during your trip, such as activities, health, etc., to help you decide on the right policy maximum for your needs.
  • Your policy needs to cover you for the duration of your stay. Make sure your policy coverage is befitting for the length of your stay.
  • A fixed coverage plan may not be for all. There may be a chance for your travel to be dotted with unpredictable events, but we want to be sure that we have the best coverage for our health and travel-related expenses.


Medical care in the United States can be expensive without a robust travel health insurance plan. This goes for medical care expenses incurred during a trip to any country, regardless of their healthcare system, as not all systems guarantee coverage to non-citizens. A travel medical insurance plan can protect you from overwhelming bills from an unpredictable illness or injury when traveling outside your country.

Want to know more about Visitor Health Insurance? Click here to learn more!

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