From hiking the Rockies, breezing through powdery soft ski slopes, and experiencing diverse heritage from various cultures, Canada is a destination that holds a special place in everyone’s travel checklist. Whether you’re a hard-core wanderlust or an art aficionado exploring the artsy cultural scene of Montreal, there is something in Canada for everyone.
But considering the ever-changing world of politics and COVID guidelines in place, it is essential to learn every aspect of traveling to Canada in a safe manner. You will also learn how to navigate travel medical insurance for your India-Canada Journey and the importance of choosing plans, especially those with political evacuation coverage, for additional support when you need to leave the country in an emergency.
Why Travel Medical Insurance Should be on Your Checklist
A trip abroad comes with new experiences. With these new experiences come newer risks. From sudden injuries to unprecedented evacuations, overseas travel can quickly burden your budget and peace of mind, especially when faced with unexpected emergencies. Travel medical insurance is the perfect way to guarantee you enjoy your trip and minimize the hassles arising from these unexpected emergencies.
Covering health-related expenses to extract you out of the country when needed is precisely why travel medical insurance should be at the top of everyone’s travel checklist.
Planning a Trip from India to Canada or vice versa – Things to keep in mind
It is essential to plan your trip from India to Canada and vice versa with the utmost care. With landscapes and weather that can drastically differ from your residential town, designing everything from documentation to clothing down to the last detail is crucial. Here are some top things to remember when planning a trip from India to Canada.
Visa Requirements and Travel Advisories
It is essential to check the guidelines for the travel period and review last-minute travel advisories to avoid getting stranded and ensure a peaceful journey.
Assess Your Health
Some countries may require specific vaccinations. Be on the lookout for regional health risks in the country you are visiting.
Plan your Budget
Plan for everything from accommodation, food, and travel health insurance to cover sudden medical expenses.
Book Accommodations
Check reviews and ensure the property you book accommodations in is reputable and exists!
Pack for the Weather.
Packing light is not always a good thing. Ensure you have sufficient layers, especially when visiting places with colder climates.
Mobile and Data Connectivity
Ensure you have access to the internet and international/local calling facilities to help you in situations.
Buy Travel Medical Insurance
Select comprehensive insurance with sufficient coverage to handle unforeseen circumstances, from medical expenses to travel evacuations.
Build an Emergency Contact List
Make sure you create a list of emergency contact numbers on your phone and notepad, including the numbers of your local embassy, consulate office, and loved ones locally and from back home.
How to Choose the Right Travel Medical Insurance Plan for Your India-Canada Journey
Everyone has varying needs during times of travel. Factors such as age and the risks undertaken during a trip can influence the kind of travel medical insurance plan necessary for your trip. Here are some factors to consider when choosing the right travel medical insurance plan for your India-Canada journey.
Coverage
Ensure you have sufficient coverage to receive treatment for the entire duration of your trip, with access to a wide range of healthcare services.
Exclusions
Read the fine print and ensure you understand what is not covered in your policy.
Access to Professionals
Depending on the plan, you may have access to a broader network of hospitals, doctors, and clinics. Make sure the hospitals you require are covered under your plan.
Customer Support
The last thing you want is not to be able to get help when you need it. Ensure you read reviews, especially those related to the responsiveness of the customer care personnel in helping customers.
Benefits of Travel Medical Insurance
A solid travel medical insurance plan will provide the following protections to the customer.
- Cover medical expenses, including hospitalization and other specialized treatment.
- Offer benefits on loss of checked luggage
- Political and Medical Evacuations
- Peace of mind for a hassle-free journey
Your Guide to Comprehensive Travel Medical Insurance Policies
There are mainly two types of coverages – fixed and comprehensive. Fixed, as the name suggests, offers benefits with limitations. Whereas a Comprehensive plan provides a broader range of coverage that takes care of everything from expenses, trip interruptions, evacuations, and, in some cases, acute onset of pre-existing conditions, depending on your chosen plan.
Plans that Provide Political Evacuation Coverage
The world’s political climate is ever-changing by the minute. With political tensions and upheavals that can happen in hours, if not minutes, it is crucial to choose a plan with a solid feature, such as Political Evacuation. This would be especially useful for visiting countries with rifts and political tensions. Here are some of the top plans we recommend at VisitorPLANS with political evacuation coverage.
- Patriot America Plus
- Safe Travels USA Comprehensive
- Beacon America
- Atlas America
- Safe Travels USA Cost Saver
- Safe Travels USA
- Atlas Essential America
- Atlas Premium America
- Diplomat America
- Patriot America Lite
- Patriot International Lite
- Safe Travels International Cost Saver
- Beacon International
- Safe Travels International
- Diplomat International
- Diplomat Long Term
- WorldMed
- Atlas International
Political Evacuation Coverage: Why It Matters
If there is one thing we understand, it is that political tensions can occur without fair warning. Considering that geopolitical tensions can escalate quickly in hours, we must always be prepared with an evacuation strategy. This is where a travel medical insurance plan with political evacuation coverage can offer you a safe exit back to your home country in the midst of chaos. This is especially useful when visiting countries with ongoing or past political tensions.
Why Travel Medical Insurance Matters
A memorable trip always has loving memories but, most importantly, goes without a hitch. A travel medical insurance plan is designed to offer you peace of mind, taking your mind off planning unexpected and unforeseen situations. The last thing you want to do is read reviews on medical services in a foreign country or plan for financial expenses in the midst of a honeymoon trip! View some of the most popular comprehensive coverage plans on VisitorPLANS here.
Conclusion
At VisitorPLANS, we believe travel medical insurance is a necessity for travel to foreign countries. Despite being in prime health and at a young age, unexpected things can happen. A travel medical insurance plan is about being prepared for the worst-case scenario that leaves you with little to no time to plan for action.
A solid, comprehensive coverage plan can protect you and your family and keep you safe, including evacuating you in unforeseen circumstances. Put a robust plan at the top of your travel checklist to Canada from India and vice versa this year! Contact our agents today for guidance.
