COVID-19 Plans

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COVID-19 Plans

Comprehensive Coverage Plans

Atlas America

Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility:Non US citizen age at least 14 days to 99 years traveling outside home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Acute Onset of Pre-existing Condition: Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation
  • Co-Insurance:100% of eligible expenses after the deductible up to the overall maximum limit.
  • PPO Network :United Heathcare.
  • ID Card & Visa Letter comes in email instantly.

Patriot America Plus

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility: Non-US citizens aged 0-99 traveling outside their home country.
  • Coverage Length: Min 5 days up to 12 months.
  • Renew Online: Policy can be renewed up to maximum of 24 months, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evacuation
  • COVID-19 Coverage: Up to Policy Maximum (Contraction and Treatment must occur after effective date)
  • Coinsurance:  In Network: After deductible is paid by insured, plan pays 100 % up to policy maximum. Out-of-Network: After the deductible is paid by insured, plan pays 80%.
  • PPO Network: Provides United Healthcare PPO Network
  • ID card & Visa Letter comes in email instantly.

Patriot Platinum America

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1,000,000.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Safe Travels USA

Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC

  • Eligibility:Non US citizen age 0-89 who reside outside USA & traveling outside home country (must travel to USA).
  • Coverage Length: Min 5 days up to max 364 days.
  • Acute Onset of Pre-existing Condition: Up to the first $1,000 of Covered Expenses.
  • Renew Online: Minimum 5 days renewal.
  • Co-Insurance:90% of the first $2,750  then 100% up to the Policy Maximum
  • PPO Network:First Health network
  • ID Card & Visa Letter comes in email instantly.

Diplomat America

Plan Administrator: Global Underwriters | AM Best Rating : "A" (Excellent) | Underwriter: C&F Cayman SPC for and on behalf of ITI SP

  • Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 3 months up to max 364 days.
  • Renew Online:Policy can be renewed up to 1 year to a maximum of 3 years.
  • Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000 ; Age 65 and older :Up to $2,500.
  • Co-Insurance:After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses
  • PPO Network: No PPO Network Available, Visit any doctor/hospital.
  • ID Card & Visa Letter comes in email instantly.

Safe Travels USA Cost Saver

Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC

  • Eligibility:Non-US citizens who reside outside USA & traveling outside home country (must travel to USA).
  • Coverage Length: Min 5 days up to max 364 days.
  • Acute Onset of Pre-existing Condition:Up to the first $1,000 of Covered Expenses.
  • Renew Online: Coverage will be automatically extended when a scheduled return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date you reach your originally scheduled date to return or 5 days after the Termination Date.
  • Co-InsuranceIn Network -80% of the first $5,000 then 100% up to the Policy Maximum
  • PPO Network: You are free to use any doctor or hospital. We still feature the First Health network and strongly suggest that your clients utilize it
  • ID Card & Visa Letter comes in email instantly.

Safe Travels USA Comprehensive

Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC

  • Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Acute Onset of Pre-existing Condition: For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period except for any coverage related to Cardiac Conditions or Stroke, which will be limited to $25,000.Upon attaining age 70 Acute Onset benefits will be reduced to a Maximum of $35,000 except for any coverage related to Cardiac Conditions or Stroke, which will be limited to $15,000
  • Renew Online: Coverage will be automatically extended when a scheduled return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date you reach your originally scheduled date to return or 5 days after the Termination Date
  • Co-Insurance:100% up to the Policy Maximum
  • PPO Network:You are free to use any doctor or hospital. We still feature the First Health network and strongly suggest that your clients utilize it
  • ID Card & Visa Letter comes in email instantly

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