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COVID-19 Plans

Comprehensive Coverage Plans

Atlas America

Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Coverage Area: Non-US citizens (age 0 to 99) traveling outside home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Acute Onset of Pre-existing Condition: Up to the overall maximum limit. Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
  • Co-Insurance: After deductible, plan will pay 100% of eligible expenses up to policy max.
  • PPO Network: United Heathcare Network.
  • ID Card: Link comes in email to download. 

Patriot America Plus

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Coverage Area: Non-US citizens (age 0 to 80+) traveling outside country of residence.
  • Coverage Length: Min 5 days up to 12 months.
  • Renew Online: Renewable up to a max of 24 months. $5 Renewal fees apply.
  • Acute Onset of Pre-existing Condition: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evacuation.
  • Coinsurance: In-Network-US: After deductible, plan pays 100 % up to policy max.
  • Out-Network-US: After deductible, plan pays 80% of $5,000 then 100% up to policy max.
  • PPO Network: United Healthcare Network & First Health Network.
  • ID card: Link comes in email to download.

Complete details are given in certificate of insurance.

Patriot America Platinum

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Coverage Area: Non-US citizens (age 0 to 80+) traveling outside country of residence.
  • Coverage Length: Min 5 days up to 12 months.
  • Renew Online: Renewable up to a max of 36 months. $5 Renewal fees apply.
  • Acute Onset of Pre-existing Condition: Under age 70 years, $1,000,000 limit. Emergency Medical Evacuation $25,000.
  • Coinsurance:  In-Network-US: After deductible, plan pays 100 % up to policy max. Out-Network-US: After deductible, plan pays 90% of $5,000 then 100% up to policy max
  • PPO Network: United Healthcare Network & First Health Network.
  • ID card: Link comes in email to download.

Safe Travels USA

Plan Administrator: Trawick International | Underwriter: Zurich Insurance Europe AG Belgian branch | AM Best Rating: A+ ‘Superior’

  • Coverage Area: Non-US citizens reside outside US & are traveling outside Home Country to visit solely US, or visit combination of US & other countries Worldwide (certain countries may be restricted at different times). Insured must arrive in the USA before traveling to other countries.
  • Coverage Length: Minimum 5 days up to 364 days
  • Acute Onset of Pre-existing Condition: $1,000 per Policy Period for unexpected recurrence of a pre-existing condition.
  • Co-Insurance: 90% of the first $2,500 then 100% up to the Policy Maximum
  • PPO Network: First Health Network.
  • ID Card: Link comes in email to download.

Diplomat America

Plan Administrator: Global Underwriters | AM Best Rating : "A" (Excellent) | Underwriter: C&F Cayman SPC for and on behalf of ITI SP

  • Coverage Area: Non-US citizen (age 0-99) traveling outside home country to USA.
  • Coverage Length: Minimum 15 days to maximum 365 days.
  • Acute Onset of Pre-existing Condition under age 70: $10,000.
  • Co-Insurance: After deductible, plan pays 80% up to $5,000 then 100% up to policy maximum.
  • Renew: Not Renewable
  • No PPO Network: Visit any doctor/hospital.
  • ID Card: Comes in email to download.

Safe Travels USA Cost Saver

Plan Administrator: Trawick International | Underwriter: Zurich Insurance Europe AG Belgian branch | AM Best Rating: A+ ‘Superior’

  • Coverage Area: Non-US citizens reside outside US & are traveling outside of  Home Country to visit solely US, or to visit combination of US & other countries worldwide (certain countries may be restricted at different times).
  • Coverage Length: 5 days to 364 days.
  • Acute Onset of Pre-existing Condition: $1,000 per Period of Insurance for age below 70 years.
  • Co-Insurance: 80% of the first $5,000 then 100% up to the Policy Maximum
  • PPO Network: First Health Network.
  • ID Card: Link comes in email to download.

Safe Travels USA Comprehensive

Plan Administrator: Trawick International | Underwriter: Zurich Insurance Europe AG Belgian branch | AM Best Rating: A+ ‘Superior’

  • Coverage Area: Non-US citizens reside outside US & are traveling outside Home Country to visit solely US, or visit combination of US &  other countries Worldwide (certain countries may be restricted at different times). Insured must arrive in the US before traveling to other countries.
  • Coverage Length: Min 5 days to 364 days.
  • Acute Onset of Pre-existing Condition: For age below 65, maximum $20,000 per period of insurance. For age 65 to 69, maximum $10,000. For age 70 or above, no coverage.
  • Co-Insurance: 100% up to the Medical Maximum.
  • Provider Network: First Health Network
  • ID card: Link comes in email to download.

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