Exchange Visitor J1/J2 Insurance Plans

Fixed Coverage Plans

Visit USA HealthCare - Budget

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing No Coverage: Under Age 65:- Up to $20,000 & Age (65 to 99):-$2,500.
  • Co-Insurance:
    Not Applicable.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan Pays Fixed amount up to policy maximum.

Comprehensive Coverage Plans

Atlas America

Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
  • Co-Insurance:
    In Network:After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network:After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
  • PPO Network Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Not available for North Korea, Syria, Iran and Cuba.
  • Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.

Patriot Platinum America

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Student Elite - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Plan best suited - Non-US students studying outside their home country.
  • Eligibility - Ages – 14 days to 64 years.
  • Coverage length - Minimum 5 days to maximum 364 days.
  • Renew - Renew online, by phone, by email, by fax.
  • ID card - Apply online to get ID card in email.
  • Acute Pre-existing condition coverage up to $25,000.

Liaison Student Elite - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Plan best suited - US students studying outside their home country.
  • Eligibility - Ages – 14 days to 64 years.
  • Coverage length - Minimum 5 days to maximum 364 days.
  • Renew - Renew online, by phone, by email, by fax.
  • ID card - Apply online to get ID card in email.
  • Acute Pre-existing condition coverage up to $25,000.

Liaison Student Economy - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Plan best suited - Non-US students studying outside their home country.
  • Eligibility - Ages – 14 days to 64 years.
  • Coverage length - Minimum 5 days to maximum 364 days.
  • Renew - Renew online, by phone, by email, by fax.
  • ID card - Apply online to get ID card in email.
  • Acute Pre-existing condition coverage up to $5,000.

Liaison Student Economy - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Plan best suited - US students studying outside their home country.
  • Eligibility - Ages – 14 days to 64 years.
  • Coverage length - Minimum 5 days to maximum 364 days.
  • Renew - Renew online, by phone, by email, by fax.
  • ID card - Apply online to get ID card in email.
  • Acute Pre-existing condition coverage up to $5,000.

Liaison Student Choice - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility - Ages – 14 days to 64 years.
  • Coverage length - Minimum 5 days to maximum 364 days.
  • Acute Pre-existing condition coverage up to $10,000.
  • Renew - Renew online, by phone, by email, by fax.
  • ID card - Apply online to get ID card in email.

Liaison Student Choice - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Plan best suited - US students studying outside their home country.
  • Eligibility - Ages – 14 days to 64 years.
  • Coverage length - Minimum 5 days to maximum 364 days.
  • Renew - Renew online, by phone, by email, by fax.
  • ID card - Apply online to get ID card in email.
  • Acute Pre-existing condition coverage up to $10,000.

Visit USA HealthCare - Standard

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing No Coverage: Under Age 65:- Up to $20,000 & Age (65 to 99):-$2,500.
  • Co-Insurance:
    In-Network: After Deductible, Plan pays 100% up to policy maximum
    Out-of-Network: After Deductible, Plan pays as per URC up to policy Maximum.
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

Visit USA HealthCare - Superior

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing No Coverage: Under Age 65:- Up to $25,000 & Age (65 to 99):-$2,500.
  • Co-Insurance:
    In-Network: After Deductible, Plan pays 100% up to policy maximum
    Out-of-Network: After Deductible, Plan pays as per URC up to policy Maximum.
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

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