• Eligibility: Travel away from Home to a destination outside your city of residence and the Trip does not exceed 180 days.
• Coverage Begins: All coverages (except Pre-Departure Trip Cancellation and Post-Departure Trip Interruption) will take effect on the later of 1) the date the plan payment has been received by the Policyholder; 2) the date and time you start your Covered Trip; or 3) 12:01 A.M. Standard Time on the Scheduled Departure Date of your Covered Trip.
  If your Departure Date is beyond 1 year, please contact Travelex Insurance at 1-800-228-9792 or you may visit their website at www.travelexinsurance.com.
• Coverage Ends: Your coverage automatically ends on the earlier of: 1. the date the Covered Trip is completed; 2. the Scheduled Return Date; 3. cancellation of the Covered Trip covered by the plan; 4. your arrival at the return destination on a round-trip, or the destination on a one-way trip.
• Cancel: If you are not completely satisfied within 10 days of purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed a claim.

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• Trip Cancellation: Up to 100% of Insured Trip cost.
• Trip Interruption: Up to 100% of Insured Trip cost.
• Trip Delay: $500.
• Missed Connection: (Cruise Departures) $500.
• Emergency Accident Medical & Dental Expense: $15,000.
• Emergency Sickness Medical & Dental Expense: $15,000.
• Emergency Evacuation & Repatriation: $100,000.
• Baggage Delay: $100.
• Travel Assistance Services: Included.

Complete details are given in certificate of insurance.

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If you are not completely satisfied within 10 days of purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed a claim.

After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances:

• The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or
• You cancel your Covered Trip before any cancellation penalties are in effect; or
• You have duplicate coverage for this Covered Trip or due to your death.

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Claim Questions & Status Inquiries

Telephone: 1-866-968-2061 7:30am - 7:00pm CST, M-F

To Download a Claim Form Visit: http://www.travelexinsurance.com/SBClaims/

Completed Claim Forms May Be Sent To:
Transamerica Claims Administration
Travelex Claims Department
4600 Witmer Industrial Estates, Suite 6
Niagara Falls, NY 14305
Fax: 1-877-367-2496

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