• Eligibility: Travel away from Home to a destination outside your city of residence and the Trip does not exceed 180 days..
  • Coverage Begins: : All coverages (except Pre-Departure Trip Cancellation and Post-Departure Trip Interruption) will take effect on the later of 1) the date the plan payment has been received by the Policyholder; 2) the date and time you start your Covered Trip; or 3) 12:01 A.M. Standard Time on the Scheduled Departure Date of your Covered Trip.
    If your Departure Date is beyond 1 year, please contact Travelex Insurance at 1-800-228-9792 or you may visit their website at www.travelexinsurance.com.
  • Coverage Ends:Your coverage automatically ends on the earlier of: 1. the date the Covered Trip is completed; 2. the Scheduled Return Date; 3. cancellation of the Covered Trip covered by the plan; 4. your arrival at the return destination on a round-trip, or the destination on a one-way trip.
  • Cancel : If you are not completely satisfied within 10 days of purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed a claim.

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  • Trip Cancellation: Up to 100% of Insured Trip cost.
  • Trip Interruption: Up to 150% of Insured Trip cost.
  • Trip Delay: $750.
  • Missed Connection: (Cruise Departures) $750.
  • Emergency Medical & Dental Expense: $50,000
  • Emergency Evacuation & Repatriation: $500,000
  • Baggage Delay: $250.
  • Travel Assistance Services: Included.

Complete details are given in certificate of insurance.

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Exclusion

Certificate

Complete details are given in certificate of insurance.

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Pre-existing Condition means an illness, disease, or other condition during the 60 day period immediately prior to the date the plan payment has been received by the Policyholder for which you or your Traveling Companion, Domestic Partner, Business Partner or Family Member is scheduled or booked to travel with you:

1. received or received a recommendation for a diagnostic test, examination, or medical treatment; or

2. took or received a prescription for drugs or medicine.

Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 day period before coverage is effective under this Policy.

Waiver of the Pre-Existing Condition Exclusion

The Pre-Existing Condition Exclusion is waived provided you meet all of the following requirements:

1. the payment for this plan is received within 21 days from the date you paid the initial Covered Trip deposit/payment for your Covered Trip;

2. you are not disabled from travel at the time you makes your plan payment;

3. you insure all prepaid Covered Trip costs that are subject to cancellation penalties or restrictions and also insure the cost of any subsequent arrangements added to your Covered Trip within 21 days of the payment for those arrangements.

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If you are not completely satisfied within 10 days of purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed a claim.

After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances:

  • The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or
  • You cancel your Covered Trip before any cancellation penalties are in effect; or
  • You have duplicate coverage for this Covered Trip or due to your death.

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Claim Questions & Status Inquiries

Telephone: 1-866-968-2061 7:30am - 7:00pm CST, M-F

To Download a Claim Form Visit: http://www.travelexinsurance.com/SBClaims/

Completed Claim Forms May Be Sent To:
Transamerica Claims Administration
Travelex Claims Department
4600 Witmer Industrial Estates, Suite 6
Niagara Falls, NY 14305
Fax: 1-877-367-2496

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