GeoBlue Voyager Choice

Plan Administrator: GeoBlue | AM Best Rating: A - "Excellent" | Underwriter:4 Ever Life International Limited (4ELI)

  • Eligibility: An Eligible Participant or an Eligible Dependent must also be: (a) a resident of the U.S., (b) under Age 85 and (c) enrolled in a Primary Plan.
  • Coverage Length: A trip can be as short as 1 day or as long as 180 days. The minimum charge assessed is 7 days.
  • Renew: This is a non renewable plan.
  • Cancel: If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel.
  • This plan is for coverage outside of the U.S. only. You may only purchase this policy prior to departing on your trip. Exceptions to this rule: if you are still on your trip and need to continue coverage past the initial 180 max, you are allowed a one time subsequent policy enrollment up to another 180 day limit

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  • Doctor Visit: Up to policy Max.
  • Surgery: Up to policy max
  • X-rays & Lab Services: Up to policy max.
  • Ambulance: Up to $1000.
  • Physical Therapy: 6 visits per Period of Insurance. $100 Maximum payment per visit.
  • In-patient medical emergency: Up to policy max

Complete details are given in certificate of insurance.

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  • Any amounts in excess of maximum amounts of Covered Expenses stated in this Plan.
  •  Services not specifically listed in this Plan as Covered Services.
  • Expenses incurred in the Home Country.
  •  Services or supplies that are not Medically Necessary as defined by the Insurer.
  • Services or supplies that the Insurer considers to be Experimental or Investigative.
  • Expenses incurred for elective treatment or elective surgery.
  • Routine hearing tests or hearing aids.

Complete details are given in certificate of insurance.

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Pre-existing medical conditions are treated differently depending upon the plan you have selected.

The GeoBlue Voyager Choice plan is available to those who have primary insurance inside the U.S. and will cover medical treatments for pre-existing conditions. Please refer to the definition of a primary health plan for more specific information on what plans qualify as a primary insurance.

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This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

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We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left on your trip or incurred a claim, you will receive a full refund.

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Claims

GeoBlue's Global Health and Safety services help members identify, access, and pay for quality healthcare all over the world. This includes a contracted community of elite providers in 180 countries. Members can access these carefully selected providers and arrange for the bills to be sent directly to GeoBlue. Please note, a member is responsible for their deductible at time of service, if applicable.

Direct billing can be requested by calling the assistance telephone listed on your member ID card, or by emailing globalhealth@geo-blue.com.

GeoBlue Voyager plans are secondary insurance. However, GeoBlue will process and pay claims upfront as a primary payor and reserves the right, where applicable, to contact your primary insurance company to coordinate benefits.

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