Detail

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility: Any individual Age Up to 79 traveling to the USA and worldwide. It can provide coverage for you, your spouse/domestic partner/traveling companion and dependent children/grandchildren up to age 21 years. This plan is not available to US Citizens.
  • Coverage Length:  from 1 to 180 days
  • Renew: NOT RENEWABLE
  • Cancel : If you are not satisfied for any reason, you may return your certificate within 10 days after plan payment.
  • Provider Network: You can find the link to the provider directory on the back of your ID card or at https://www.trawickinternational.com/resources/healthcare-provider-search
  • ID card & Visa Letter comes in email instantly

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  • Trip Cancellation: 100% of the insured Trip Cost
  • Trip Interruption: 150% of the insured Trip Cost
  • Trip Delay: 12 Hours; Up to $100 per day; 7 days or $1,000 Per each Insured Person
  • Missed Departure: 100% of the actual cost up to $1,000 - Covered after a 12 hour delay.
  • Emergency Medical Evacuation:100% up to $2,000,000
  • Loss of Passport Up to $ 250.
  • Basic Lost Baggage: $1,000
  • 24-Hour Travel Assistance Services: Yes

Complete details are given in certificate of insurance.

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  • Intentionally self-inflicted Injury.
  • Suicide or attempted suicide.
  • War or any act of war, whether declared or not (except as provided by the Policy).
  •  Service in the military, naval or air service of any country.
  • Disease or bacterial infection except for any bacterial infection resulting from an accidental external cut or wound or accidental ingestion of contaminated food.
  • Hernia of any kind.
  • Piloting or serving as a crewmember or riding in any aircraft except as a passenger on a regularly scheduled or charter airline.
  • Commission of, or attempt to commit, a felony.
  • All professional, semi-professional, amateur, club, intramural, interscholastic or intercollegiate sports.

Complete details are given in certificate of insurance.

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This plan shall pay, up to $1000 subject to the chosen Deductible and Coinsurance for Covered Medical Expenses resulting from a sudden, unexpected recurrence of a Pre-existing Condition while traveling outside the Covered Person’s Home Country. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatments existent or necessary prior to the Effective Date of coverage. This benefit is related to Covered Medical Expenses, the benefit for Acute Onset for Trip Cancellation Expenses is listed under that benefit.

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If you are not satisfied for any reason, you may return your certificate within 10 days after plan payment. When so returned, the certificate is void from the beginning. Return the certificate to the Plan Administrator. If you do this, we will refund your premium provided you have not filed a claim under the policy and you have not left on your Covered Trip. After the 10-day “free- look” period, the payment for this plan  is non-refundable.

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Eligible for renewal of this insurance that it may be transacted on line and only before my current coverage expiration date. I understand that the information contained herein is a summary of the certificate and that I will receive my certificate upon acceptance.

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Provide the hospital or doctor with a copy of your ID card so they can bill us for the services provided to you. This shows your member ID and is how to find you in our system to verify benefits. Failure to give the correct information to the provider could result in bills getting sent to you, instead of the insurance company. All claims, regardless of submission date, must be received in our office within 90 days of treatment or they will be denied. Initial treatment must occur within 90 days of the Accident or Sickness.

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