TravelSE

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: United States Fire Insurance Company

  • Plan best suited - Worldwide.
  • Ages - 1 day to 100 years.
  • Coverage length - Maximum trip length 90 days.
  • Coverage Type: Primary
  • ID card - Apply online to get ID card in email.
  • Renew: Nonrenewable
  • Pre-existing condition waiver: Available when policy is purchased within 20 days of initial trip payment

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  • Trip Cancellation: 100% of trip cost insured(trip cost maximum $50,000)
  • TripInterruption: Up to 150% of Trip cost insured.
  • Trip Delay: $125 per day/$500 maximum after an initial delay of 12hrs.
  • Missed Connection: $500.
  • EmergencyAccident & Sickness Medical Expense: $150,000
  • BaggageDelay:$250
  • 24-HourTravel Assistance Services:  Included.

Complete details are given in certificate of insurance.

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Exclusion

  • An act of declared or undeclared war
  • Participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard
  • Riding or driving in races, or speed or endurance competitions or events
  • Participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition
  • Piloting or learning to pilot or acting as a member of the crew of any aircraft
  • Being Intoxicated as defined herein, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician
  • Any amount paid or payable under any Worker’s Compensation, Disability Benefit or similar law
  • A loss or damage caused by detention, confiscation or destruction by customs nElective Treatment and Procedures
  • Business, contractual or educational obligations of You, a Family Member, Business Partner, or Traveling Companion
  • A mental or nervous condition, unless hospitalized or Partially Hospitalized for that condition while the Policy is in effect for You
  • A loss that results from a Sickness, Injury, disease or other condition, event or circumstance which occurs at a time when the Policy is not in effect for You
  • Bankruptcy or Default or failure to supply services by a supplier of travel services

Complete details are given in certificate of insurance.

 

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If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your insurance coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.

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Wherever your travels take you, delivering world-wide coverage, multilingual capabilities, international claims specialists and access to 24–hour emergency assistance service. That’s Travel Protection Without Boundaries the iTravelInsured way.

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