Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London & Tramont Insurance Company Ltd.

  • Eligibility: US Citizen/ Non-US Citizen Age 0-99 travelling outside their country of citizenship.
  • Coverage Length: Minimum 1 day to max 90 days (Travelers age 81 and older may not purchase coverage for trip longer than 30 days).
  • Protect Your Investment – should a sudden illness prevent you from taking your trip of a lifetime, don’t lose everything you spent on your trip.
  • Protect Your Health - If you become sick or injured while traveling, your health insurance here at home may not cover it.
  • Protect Your Belongings – You bought a new wardrobe for this trip. Make sure you can replace it if it is stolen or damaged during your trip.
  • ID card & Visa Letter comes in email instantly

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  • Trip Cancellation: Tour Cost to a maximum of $50,000
  • Trip Interruption: 150% of Tour Cost maximum.
  • Trip Delay: $1,000
  • Missed Connection: (Cruise Departures) $1000.
  • Emergency Medical Expense: $150,000
  • Baggage Delay: $400
  • 24-Hour Travel Assistance Services: Included.

Complete details are given in certificate of insurance.

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Exclusion

  • Pre-Existing Conditions, as defined in the Definitions section (except Emergency Evacuation and Repatriation of Remains.
  • Routine physical examinations.
  • Suicide, attempted suicide or any intentionally self-inflicted injury.
  • Participation as a professional in athletics.
  • Any non-emergency treatment or surgery .
  • Pregnancy and childbirth (except for complications of pregnancy);except if Hospitalized;
  • cosmetic surgery except for: reconstructive surgery incidental.

Complete details are given in certificate of insurance.

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  • Pre-existing conditions are covered if you enroll in this plan within 10 days of the initial trip deposit. You must also buy coverage for the full cost of your trip.
  • A PRE-EXISTING CONDITION is any injury, sickness or condition of you, your traveling companion, or your family member booked to travel with you which within 60 days prior to the effective date of coverage (a) first manifested itself or exhibited symptoms that would have caused one to seek diagnosis, care or treatment; (b) required taking prescribed drugs or medicine, unless the condition for which the prescribed drug or medicine is taken remains controlled without any change in the required prescription; or (c) required medical treatment or treatment was recommended by a physician.

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All premium is non-refundable after a ten (10) day review period from the date of purchase in the event You have not incurred any claims during that time. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due.

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Written notice of claim must be given by the claimant (either You or someone acting for You) to the Company or its designated representative within twenty (20) days after a covered Loss first begins or as soon as reasonably possible. Notice should include Your name, the Travel Supplier’s name and the Plan number. Notice should be sent to the Company’s administrative office, or to the Company's designated representative.

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