USAway International Major Medical Plan

Plan Administrator: Petersen International Underwriters

  • Eligibility: Non US Citizens and Non US Residents age 0-84 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length:Min 5 days up to max 180 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing No Coverage
  • Co-Insurance:
    After Deductible, Plan pays 100% up to policy maximum.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.

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  • Doctor Visit: Up to policy max.
  • Urgent Care: Up to policy max.
  • Hospital Expenses: All medically necessary expenses while hospitalized.
  • Ambulance: To and from a hospital within 100 miles in the same geographic area.
  • Prescription Drugs: up to a maximum of $500.
  • Lost Luggage: maximum of $500.

Complete details are given in certificate of insurance.

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  1. Any expense which You are not legally obligated to pay.
  2. Services which are not Medically Necessary or are not furnished by and under supervision of a Physician.
  3. Self-inflicted injuries while sane or insane.
  4. Treatment for alcoholism, drug addiction, allergies, and/or Mental or Nervous Disorders.
  5. Rest cures, quarantine or isolation.
  6. Cosmetic surgery unless necessitated by an accidental Injury.
  7. Dental exams, dental x-rays and general dental care except as a result of an accidental Injury.
  8. Eye glasses or eye examinations.

Complete details are given in certificate of insurance.

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Acute Pre-Ex Coverage

Pre-existing condition means a physical mental or chemical condition which arose from any accident or sickness for which you sought medical advice or treatment within twelve months prior to the effective date of this certificate or which caused symptoms for which an ordinarily prudent person would have sought medical advice within that twelve months.

This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States’ Patient Protection and Affordable Care Act (‘ACA’). This insurance does not provide, and Insurers do not intend to provide, minimum essential coverage under ACA. In no event will benefits be provided in excess of those specified in the contract documents. This insurance is not subject to guaranteed issuance or renewability other than as specified in the policy. ACA requires certain US citizens and US residents toobtain ACA compliant health insurance coverage.

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This insurance is not subject to guaranteed issuance or renewability other than as specified in the policy.

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Benefits may be assignable directly to the providers once a claim has been reviewed and completed.

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