Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter:  United States Fire Insurance Company & Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to Maximum $30,000; Age 70-99:Up to Maximum $5,000.
  • Co-Insurance:
    In Network:- Plan pays 90% of first $5,000 and then 100% up to policy max
    Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000 and then 100% up to policy max.
  • PPO Network: Provides United Health Care PPO Network.
  • ID Card & Visa Letter comes in email instantly.

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Age and Policy Maximum

Age(0-69): $50,000; $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000

Age(70-79): $50,000

Age(80-99): $15,000

Doctor Visit URC Up to Plan Maximum
X-ray & laboratory URC Up to Plan Maximum
Hospital Room and Board Up to Plan Maximum
Ambulance $10,000
Prescription Up to Plan Maximum

Complete details are given in certificate of insurance.

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  • Pre-existing conditions, except acute onset of pre-existing condition.
  • Charges for Treatment which is not Medically Necessary.
  • Pregnancy or Illness resulting from Pregnancy, childbirth, or miscarriage.
  • Routine Check up.
  • Routine Dental Treatment
  • Elective Surgery which can be postponed until You return to Your Home Country, where the objective of the trip is to seek medical advice, Treatment or Surgery.
  • Vocational, speech, recreational or music therapy.
  • Expenses incurred during a Hospital emergency visit which is not of an emergency nature.
  • Any Mental and Nervous disorders or rest cures, may vary by state.

Complete details are given in certificate of insurance.

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Acute Onset of a Pre-existing Condition(s) Age 0-69: $30,000 Age 70 & over: $5,000

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When seeking treatment in the United States, a network provider can be located by visiting our website www.sevencorners.com/findproviders or by contacting Seven Corners Assist. Contact information for Seven Corners Assist will be provided on your virtual ID Card.

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Participants whose initial Period of Coverage is less than one hundred and eighty-seven (187) days may apply for a new Period of Coverage if the participant must extend their trip beyond their initial Period of Coverage. Coverage cannot exceed one hundred and eighty-seven (187) days in total from their original effective date. The participant’s original effective date will be used with regards to calculating their deductible, coinsurance, as well as determining any Pre-existing conditions. Please note that a new certificate or certificate number will not be issued. The original certificate’s expiration date will be extended to the new expiration date you have requested, not to exceed one hundred and eighty-seven (187) days in total from your original effective date.

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Cancel

Seven Corners will provide a refund of your plan cost if we receive a written request from you prior to your coverage start date. If we receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

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Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form. Payments are automatically converted from local currencies to U.S. dollars.

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