Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter:  United States Fire Insurance Company & Lloyd's of London

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Age (0-69) : up to $50,000 ; Age 70 & over : up to $10,000
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Well board PPO Network.
  • ID Card & Visa Letter comes in email instantly.

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Benefit

  • Hospital Room & Board: Up to policy max.
  • Intensive Care: Up to policy max.
  • Emergency room: Up to policy max.
  • Ambulance:$ 5000
  • Medical: Up to policy max.
  • Loss of Checked Baggage: $250, not to exceed $50/item

Complete details are given in certificate of insurance.

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  • Pre-existing conditions, except acute onset of pre-existing condition.
  • Charges for Treatment which is not Medically Necessary.
  • Pregnancy or Illness resulting from Pregnancy, childbirth, or miscarriage.
  • Routine Check up.
  • Routine Dental Treatment.
  • Elective Surgery which can be postponed until You return to Your Home Country, where the objective of the trip is to seek medical advice, Treatment or Surgery.
  • Vocational, speech, recreational or music therapy.
  • Expenses incurred during a Hospital emergency visit which is not of an emergency nature.
  •  Any Mental and Nervous disorders or rest cures, may vary by state.

Complete details are given in certificate of insurance.

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When seeking treatment in the United States, a network provider can be located by visiting our website www.sevencorners.com/findproviders or by contacting Seven Corners Assist. Contact information for Seven Corners Assist will be provided on your virtual ID Card.

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Acute Onset of a Pre-existing Condition(s) Up to $15,000 for Medical Expenses and up to $25,000 for Emergency Medical Evacuation/Repatriation for non-U.S. residents under age 70 traveling in the United States (Age 70+ no benefit) per Period of Coverage.

UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION: $20,000 per coverage period for U.S. residents under 70 traveling outside the U.S. & Canada. (age 70+, up to $5, 000) ACUTE ONSET OF A PRE-EXISTING CONDITION: $15,000 per coverage period for non-U.S. residents under age 70 traveling in the U.S. (age 70+, no benefit) for medical expenses & $25,000 for emergency medical evacuation.

A Pre-existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.

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Participants whose initial Period of Coverage is less than one hundred and eighty-seven (187) days may apply for a new Period of Coverage if the participant must extend their trip beyond their initial Period of Coverage. Coverage cannot exceed one hundred and eighty-seven (187) days in total from their original effective date. The participant’s original effective date will be used with regards to calculating their deductible, coinsurance, as well as determining any Pre-existing conditions. Please note that a new certificate or certificate number will not be issued. The original certificate’s expiration date will be extended to the new expiration date you have requested, not to exceed one hundred and eighty-seven (187) days in total from your original effective date.

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Seven Corners will provide a refund of your plan cost if we receive a written request from you prior to your coverage start date. If we receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

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Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form. Payments are automatically converted from local currencies to U.S. dollars.

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