Safe Travels Missionary

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: United States Fire Insurance Company

  • Eligibility: Available for groups of 5 and up traveling outside their home country
  • Renew: Non-Renewable plan
  • Claim forms: We will send claim forms to the claimant within 15 days.
  • Emergency Assistance: 24/7 Emergency Assistance

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  • Travel Delay: $100 first 12 hours up to $1,000 Max.
  • Missed Departure: $1000.
  • Baggage Loss/Theft: $300 per item / $1500 max
  • Baggage Delay: $150 per day/$750 Max
  • Emergency Medical Evacuation: $ 1,000,000.
  • Loss of Passport: $250.

Complete details are given in certificate of insurance.

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  • Policy supplement must be purchased within 7 days of the Insured Persons initial deposit. Maximum indemnity on a per person basis is subject to a $5.000 limit and under no circumstances will the amount reimbursed exceed the less or of the amount you prepaid for the covered portion of the trip or the amount specified in the schedule of benefits. Pre-existing terms and conditions apply to this policy and will be adhered to in the event of a claim.
  • Suicide or attempted suicide, intentional self-injury, the effect of intoxicating liquors or drugs;
  • treatment of hernia, Osgood-Schlatter’s Disease, osteochondritis, osteomyelitis, cardiac disease or conditions, pathological fractures, congenital weakness whether or not caused by a Covered Accident;
  • Evacuation costs where the Insured Person is not being admitted to a Hospital for Treatment or where costs have not been approved by Company prior to travel commencing;
  • Any costs arising after expiry of the current Period of Insurance, unless this Policy has been renewed for a subsequent 12 months or the Insured Person was being treated during the Period of Insurance as a result of an accident;

Complete details are given in certificate of insurance.

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Acute Pre-Ex Coverage

Pre-Existing Conditions which means Chronic, or Recurrent Medical Conditions that were being treated immediately prior to or whose onset was diagnosed or predicted or could have been avoided prior to travel and any claim arising in the course of travel undertaken against medical advice or where medical advice has been disregarded and inclusive of:
a) Any illness, resulting in hospitalization within the previous 2 years prior to the Insured Person (s) beginning travel; or
b) Has been under a doctor’s care for a condition that may result in deterioration of the Insured Person or a diagnosis being changed as a result of testing for a known situation; or
c) Any changes in prescription drugs, therapies or diet that are a result of a previously known condition that can effect, degrade or alter the Insured Person; or
d) A person with a terminal condition who either with or without medical approval chooses to travel and becomes ill as a direct consequence of that illness or the onset of a complication due to that illness.

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Cancellation for any reason is only valid up to 48 hours PRIOR to Departure. In the event your trip is cancelled due to any other reasons not covered above, the insurer will issue a ONE TIME USE Future Travel Credit for all non-refundable deposits and payments not returned to you and will not exceed 80% of your total loss. The following conditions will apply: Valid one year from the date of loss and MAY NOT be redeemed for cash. Credits are non-transferable.

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A claimant must give Us or Our authorized representative written (or authorized electronic or telephonic) notice of claim within 90 days after any loss covered by the Policy occurs. If notice cannot be given within that time, it must be given as soon as reasonably possible. his notice should identify the Covered Person and the Policy Number. All claims must be submitted within 90 days from date of incident or they will be denied. Circumstances may exist in which this is not always possible

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