Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London
Age and Policy Maximum |
Age(0-74)- $5,000,000 |
Doctor Visit |
Usual, Reasonable and Customary |
Ambulance Benefit |
$1,500 Sub-Limit per Coverage Period when Illness or Injury results in Hospitalization |
Hospital Room and Board |
Average Semi-Private room rate |
Emergency Room |
Usual, Reasonable and Customary. Subject to $350 Co-pay |
Prescription |
Reimbursement Only, Usual, Reasonable and Customary. Subject to 20% Co-pay in the US |
Complete details are given in certificate of insurance.
After coverage has been in effect for 24 continuous months, the Basic plan option provides a $50,000 lifetime beneit, if you properly disclose any pre-existing condition on the application and it's not excluded or limited by a rider, subject to a maximum of $10,000 per period of coverage.
Taking advantage of Azimuth’s broad selection of quality US preferred providers benefits you by allowing cost advantaged access to US medical care and the significant ease of finding a qualified health care provider virtually anywhere in the US. For providers outside the US, you may access care anywhere of your choosing, or simply contact Azimuth for a suggested referral.
Your full satisfaction is our goal and after receiving your fulfillment you have the opportunity for a 7 day review of the plan. If for any reason you are not completely satisfied you may cancel your plan, via written notice to Azimuth Risk Solutions, LLC and receive a full refund of your paid premium amount. After this 7 day period has elapsed, you may cancel at any time by providing 60 days written notice to Azimuth Risk Solutions, LLC. Your unearned premium amount will be returned, less a Short Rate Cancellation Fee which is indicated on the Lloyd’s, London jacket which contains your Evidence of Insurance.
The claim process is quite simple. In the event that you have a claim for eligible expenses you have already incurred, simply complete our Claim Form, which is included in your plan fulfillment or you may download one at AzimuthRisk.com and return completed to Azimuth with your original receipts and our eligible expenses will be promptly refunded. As with every aspect of Azimuth’s operations, if you have any difficulty, simply contact Azimuth and we will gladly help you with completing the process. In the event that you have a large or ongoing claim your pre-certification through Azimuth will in many cases allow us to arrange for your care and payment directly to your healthcare provider.