Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • PPO Network (USA & Canada): After the Deductible 80% of the next $5,000 of Eligible Expenses, then 100% to the Overall Max.
  • Eligibility: 14 days old and under the age of 74 years.
  • Coverage length: US Citizens:- Plan to reside outside of the US for at least one hundred and eighty (180) days of the next three hundred and sixty four (364) days. Non-US Citizens:- Reside outside the US at time of Application or Continuation of Coverage Date; or must plan to reside outside of the US continuously for at least one hundred and eighty (180) days for the next three hundred and sixty four (364) days.
  • Provider Network: Taking advantage of Azimuth’s broad selection of quality US preferred providers benefits you by allowing cost advantaged access to US medical care and the significant ease of finding a qualified health care provider virtually anywhere in the US
  • Renew Online: Annually renewable increment of one month
  • Acute onset of Pre-x coverage: $10,000 Sub-Limit per Coverage Period, $50,000 Maximum Sub-Limit (After 728 of continuous coverage*)
  • ID card & Visa Letter comes in email instantly.

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Age and Policy Maximum

Age(0-74)- $5,000,000

Doctor Visit

Usual, Reasonable and Customary

Ambulance Benefit

$1,500 Sub-Limit per Coverage Period when Illness or Injury results in Hospitalization

Hospital Room and Board

Average Semi-Private room rate

Emergency Room

Usual, Reasonable and Customary. Subject to $350 Co-pay

Prescription

Reimbursement Only, Usual, Reasonable and Customary. Subject to 20% Co-pay in the US

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  • Investigational, experimental or research procedures
  • Charges for cosmetic surgery or weight modification
  • Treatment for sleep disorders/hair growth/exercise programs
  • Contraceptive medication or treatment
  • Drug and alcohol abuse treatment
  • Organ transplants not specifically listed
  • Treatment resulting from illegal activities
  • Speech therapy
  • Persons HIV+ at effective date
  • Adult routine physical examinations are excluded under the Basic

Complete details are given in certificate of insurance.

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After coverage has been in effect for 24 continuous months, the Basic plan option provides a $50,000 lifetime beneit, if you properly disclose any pre-existing condition on the application and it's not excluded or limited by a rider, subject to a maximum of $10,000 per period of coverage.

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Taking advantage of Azimuth’s broad selection of quality US preferred providers benefits you by allowing cost advantaged access to US medical care and the significant ease of finding a qualified health care provider virtually anywhere in the US. For providers outside the US, you may access care anywhere of your choosing, or simply contact Azimuth for a suggested referral.

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Renew

Annually renewable increment of one month.

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Your full satisfaction is our goal and after receiving your fulfillment you have the opportunity for a 7 day review of the plan. If for any reason you are not completely satisfied you may cancel your plan, via written notice to Azimuth Risk Solutions, LLC and receive a full refund of your paid premium amount. After this 7 day period has elapsed, you may cancel at any time by providing 60 days written notice to Azimuth Risk Solutions, LLC. Your unearned premium amount will be returned, less a Short Rate Cancellation Fee which is indicated on the Lloyd’s, London jacket which contains your Evidence of Insurance.

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The claim process is quite simple. In the event that you have a claim for eligible expenses you have already incurred, simply complete our Claim Form, which is included in your plan fulfillment or you may download one at AzimuthRisk.com and return completed to Azimuth with your original receipts and our eligible expenses will be promptly refunded. As with every aspect of Azimuth’s operations, if you have any difficulty, simply contact Azimuth and we will gladly help you with completing the process. In the event that you have a large or ongoing claim your pre-certification through Azimuth will in many cases allow us to arrange for your care and payment directly to your healthcare provider.

 

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