Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

• PPO Network (USA & Canada): After the Deductible 90% of the next $5,000 of Eligible Expenses, then 100% to the Overall Max.
• Eligibility: 14 days old and under the age of 74 years.
• Provider Network: Taking advantage of Azimuth’s broad selection of quality US preferred providers benefits you by allowing cost advantaged access to US medical care and the significant ease of finding a qualified health care provider virtually anywhere in the US
• Renew Online: Annually renewable increment of one month
• Acute onset of Pre-x coverage: Same As Any Other Injury or Illness if fully disclosed on Application and not excluded or limited by a Rider
• ID card & Visa Letter comes in email instantly.

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Complete details are given in certificate of insurance.

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• Investigational, experimental or research procedures
• Charges for cosmetic surgery or weight modification
• Treatment for sleep disorders/hair growth/exercise programs
• Contraceptive medication or treatment
• Drug and alcohol abuse treatment
• Organ transplants not specifically listed
• Treatment resulting from illegal activities
• Speech therapy
• Persons HIV+ at effective date
• Adult routine physical examinations are excluded under the Basic

Complete details are given in certificate of insurance.

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After coverage has been in effect for 12 continuous months, the Enhanced plan option provides you with coverage that is equal to any other illness or condition as long as you properly disclose any pre-existing condition on the application and it's not excluded or limited by a rider, subject to deductible and coinsurance.

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Taking advantage of Azimuth’s broad selection of quality US preferred providers benefits you by allowing cost advantaged access to US medical care and the significant ease of finding a qualified health care provider virtually anywhere in the US. For providers outside the US, you may access care anywhere of your choosing, or simply contact Azimuth for a suggested referral.

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Your full satisfaction is our goal and after receiving your fulfillment you have the opportunity for a 7 day review of the plan. If for any reason you are not completely satisfied you may cancel your plan, via written notice to Azimuth Risk Solutions, LLC and receive a full refund of your paid premium amount. After this 7 day period has elapsed, you may cancel at any time by providing 60 days written notice to Azimuth Risk Solutions, LLC. Your unearned premium amount will be returned, less a Short Rate Cancellation Fee which is indicated on the Lloyd’s, London jacket which contains your Evidence of Insurance.

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The claim process is quite simple. In the event that you have a claim for eligible expenses you have already incurred, simply complete our Claim Form, which is included in your plan fulfillment or you may download one at AzimuthRisk.com and return completed to Azimuth with your original receipts and our eligible expenses will be promptly refunded. As with every aspect of Azimuth’s operations, if you have any difficulty, simply contact Azimuth and we will gladly help you with completing the process. In the event that you have a large or ongoing claim your pre-certification through Azimuth will in many cases allow us to arrange for your care and payment directly to your healthcare provider.

 24/7 Live Call Center – never worry about getting lost in voicemail while you are many time zones away. A caring, helpful voice on the other end of the phone is always ready to help

Medical Referrals – need a doctor or the nearest hospital? One free call gets you the information you need.

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