Detail

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

  • Eligibility: Non US Citizen Student age 12 to 64 studying in USA.
  • Coverage: Minimum 1 month and Maximum up to 1 year.
  • Treatment must begin no later than 30 days after the onset to be covered
  • Renew- Renew online, by phone, by email, by fax.
  • ID card & Visa Letter comes in email instantly.

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Age and Policy Maximum

Age(12-64)- $250,000 per Sickness or Injury $600,000 Annual Maximum

(Motor Vehicle Accident Maximum: $10,000 per Period of Insurance)

Doctor Visit 100% of the Preferred Allowance up to $60 maximum; 1 visit per day 30 visits maximum
Ambulance Benefit 100% of the Preferred Allowance up to $400 maximum
Hospital Room and Board 100% of the Preferred Allowance up to $1,300 per day, maximum 30 days per Occurrence, subject to a $100 Co-Pay
Emergency Room 80% of the Preferred Allowance, $300 Co-Pay, waived if admitted
Prescription $100 per Period of insurance

Complete details are given in certificate of insurance.

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  • Suicide, attempted suicide (including drug overdose) self-destruction, attempted self- destruction or intentional self-inflicted Injury while sane or insane;
  • War or any act of war, declared or undeclared;
  • Injury sustained while in the service of the armed forces of any country;
  • Voluntary, active participation in a riot or insurrection;
  • Medical expenses resulting from a motor vehicle accident in excess of that which is payable under any other valid and collectible insurance;
  • Treatment for an Injury or Sickness resulting from the Covered Person’s intoxication or use of illegal drugs or any drugs or medication that is Intentionally not taken in the dosage recommended by the manufacturer or for the purpose prescribed by the Covered Person’s Physician;

Complete details are given in certificate of insurance.

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The “Pre-existing Condition Waiting Period” is 6 months. If you receive treatment or service for a Pre-Existing Condition: a) No benefits will be paid for such condition until the day after a 6 consecutive month period has passed from your effective date; and b) The plan will pay only for Covered Expenses incurred after such 6 consecutive month period.

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Upon effective date, this plan is fully earned and non-refundable. There are no partial refunds.

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All claims, regardless of submission date, must be received in our office within 90 days of treatment or they will be denied. Initial treatment must occur within 90 days of the Accident or Sickness.

Once a claim has been reviewed, additional documentation may be required for processing. This request will be made in writing to the address on file or via email.

Please make sure your mailing address and email address are current

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