Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
| Plan A $50,000 (Age 0-69, 70-79, 80+*) | Plan B $75,000 (Age 0-69, 70-79) | Plan C $100,000 (Age 0-69) | Plan D $130,000 (Age 0-69) | |
| Doctor Visit | $70 allowable per visit, 10 visits max. | $85 allowable per visit, 10 visits max. | $100 allowable per visit, 10 visits max. | $130 allowable per visit, 10 visits max. |
| Urgent Care | $70 allowable per visit, 10 visits max. | $85 allowable per visit, 10 visits max. | $100 allowable per visit, 10 visits max. | $130 allowable per visit, 10 visits max. |
| Hospital Room and Board | $1,450/ day, 30 days max | $1,725/ day, 30 days max | $2,000/day, 30 days max | $2,585/day, 30 days max |
| Ambulance | $500 maximum | $500 maximum | $500 maximum | $500 maximum |
| Prescription | $150 maximum | $200 maximum | $250 maximum | $300 maximum |
Complete details are given in certificate of insurance.
| Acute Onset of Pre-existing Condition (only available to Members under age 70) | $50,000 Lifetime Maximum for Eligible Medical Expenses | $75,000 Lifetime Maximum for Eligible Medical Expenses | $100,000 Lifetime Maximum for Eligible Medical Expenses | $100,000 Lifetime Maximum for Eligible Medical Expenses |
| $25,000 Lifetime Maximum for Emergency Medical Evacuation | $25,000 Lifetime Maximum for Emergency Medical Evacuation | $25,000 Lifetime Maximum for Emergency Medical Evacuation | $25,000 Lifetime Maximum for Emergency Medical Evacuation |
You may extend policy online before expiration date of policy. You may extend minimum of 5 days. Insurance company charge $5 extension fee for each renewal. Total coverage duration cannot be more than 364 days including extension.
Premiums will be refunded in full if cancellation request is received prior to the certificate effective date. Premiums may be refunded after the certificate effective date subject to the following provisions:
You must submit a claim for any expenses to be paid by insurance company. This includes treatment or services for which you expect the medical provider is to bill insurance company directly. No payments will be made by insurance company without you first submitting a claim. You shall have 60 days beginning on the last day of the certificate period to submit proof of claim. Subsequent to receipt of proof of claim, insurance company may, at our sole discretion, request and require additional information, including but not limited to medical records, necessary to confirm the validity of any claim prior to payment thereof.
Country Restriction
No coverage available for these countries when selected on application as home country, citizenship country or destination country.
No coverage available for these countries when selected on application as home country, citizenship country or destination country.