Wander Frequent Traveler

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London & Tramont Insurance Company Ltd.

  • In PPO network (In USA): After you pay the deductible, we pay 90% of the next $5,000 of eligible expenses, then 100% up to policy max.
  • Outside the united states and canada: After you pay the deductible, we pay 100% to your medical maximum.
  • Eligibility: US Citizen or Non- US Citizen 0-99 travelling outside their country of citizenship.
  • Coverage length: Your policy period is 364 days.
  • Provider Network: Direct Billing through MultiPlan PPO Network.
  • ID card & Visa Letter comes in email instantly.

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  • Doctor Visit: Up to Policy Max.
  • Urgent care: Up to policy max.
  • Hospital room and board: Up to policy max.
  • Emergency room: Up to policy max & subject to an additional $250 deductible.
  • Ambulance: $5,000 per period of coverage
  • EMERGENCY MEDICAL EVACUATION/REPATRIATION: $1,000,000
  • LOSS OF CHECKED LUGGAGE: $500 per occurrence

Complete details are given in certificate of insurance.

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Exclusion

  • Pre-existing conditions, except acute onset of pre-existing condition.
  • Routine physical physicals
  • Suicide or attempted suicide, self destruction or any attempt thereof; intentionally self-inflicted injury or illness.
  • Expenses related to a felony or any other criminal/illegal activity.
  • Suicide or attempted suicide, self destruction or any attempt thereof; intentionally self-inflicted injury.
  • Learning disabilities, attitudinal disorders, & disciplinary problems.
  • Treatment of sleep apnea or other sleep disorders.
  • Treatment related to alcohol, drug or chemical abuse, misuse, illegal use, overuse or dependency or use of any drug.

Complete details are given in certificate of insurance.

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  • $20,000 per period of coverage for U.S. citizens when traveling outside the United States & Canada (refer to exclusion #1 for details). This benefit is limited to $2,500 for age 65 and over.
  • Pre-existing conditions are normally not covered on travel medical plans. With Wander, we provide this coverage to you in two separate benefits explained below - Waiver of Pre-existing Conditions and Heart Attack & Stroke Benefit. Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder, that existed with reasonable medical certainty during the 36* months before your coverage on Wander began, whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed. This includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder, for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 36* months before the effective date.

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A listing of network providers can be found at www.sevencorners.com/networkproviders or by contacting Seven Corners Assist. In addition, WellAbroad.com provides a complete listing of providers as well as other important and varied up-to-date travel information.

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Refund of total plan cost will be considered if you provide a written request to Seven Corners before your effective date. If your request is received after your effective date, the unused portion of the plan cost may be refunded, minus a cancellation fee, if you have not submitted a claim.

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Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form. Payments can be converted to a currency of your choosing. You’re only responsible for your deductible & coinsurance & any non-eligible expenses.

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