Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility: US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Policy can be renewed up to maximum of 364 days, also renewable fess $5 applies.
  • Acute Onset of Pre-existing Condition:Under Age 65 :- Up to $20,000.
  • Co-Insurance:
    In Network: Not Applicable, Can Visit any Doctor/Hospital.
    Out-of-Network: After the Deductible, the Plan will pay 90% of the next $5,000 of Eligible Medical Expenses
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

View more details

  • Doctor Visit: Up to policy max.
  • Urgent care: Up to policy max.
  • Hospital room and board: Average Semi-private room rate, including nursing services.
  • Emergency room: Up to policy max.
  • X-rays & Lab Services: Up to policy max.
  • Medicine: Up to policy max.
  • Ambulance: Up to policy max.
  • Loss of Checked Baggage: Up to $500/ £300/£400.

Complete details are given in certificate of insurance.

View more details

  • A Pre-existing Condition which is any injury, illness, sickness, disease, or other physical, medical, mental condition.
  • Routine physical exam.
  • Treatment or surgeries which are elective.
  • Willful self-inflicted injury or illness.
  • Treatment for mental and nervous disorders.
  • Vocational, recreational, speech or music therapy.
  • Venereal disease, AIDS virus, AIDS related illness, ARC Syndrome, or AIDS.
  • Treatment of Temporomandibular Joint.

Complete details are given in certificate of insurance.

View more details

Acute Onset of Pre-existing Condition: Pay up to $20,000 / £12,500 / €15,000 lifetime for medical expenses and emergency medical evacuation. For those up to age 65, GlobeHopper Platinum will pay the Usual, Reasonable and Customary charges of a Sudden and Unexpected Recurrence of a Pre-existing Condition (defined on page 21) when the insured persons are travelling outside their home country. The Pre-existing Condition must have stabilised for at least 30 days prior to the effective date.

Acute Onset of Pre-existing Condition means a sudden and unexpected outbreak or recurrence of a pre-existing condition(s) which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care.

View more details

You can quickly search the network through MyIMG. Additionally, to help you locate health care providers outside the USA, IMG provides its online International Provider Access (IPA), a database of over 17,000 providers.

View more details

If your GlobeHopper Platinum plan is purchased for a minimum of one month, coverage may be renewed/extended (unless there is a break in coverage) on a continuous basis for a total of up to three years from the original effective date. Renewals are available in whole month or daily increments and may be completed online. For each renewal of less than one month completed online, you will be charged an additional $5 / £5 / €5 processing fee. Each insured person must only satisfy one excess and co-insurance within each 12 month period of insurance

View more details

We will settle your claims efficiently, and in most cases, if you are admitted to a hospital we can arrange to pay the hospital or medical provider directly. When you receive treatment, you must send IMG Europe Ltd. your completed claim form and original itemised bills within 90 days of service. We are able to make claims payments in virtually all major international currencies, by wire transfer into your bank account or even by direct deposit onto an existing Visa or MasterCard. All claims are subject to the Policy Wording (available upon request). Refer to your Policy Wording and claim form for further claims submission and settlement information.

View more details

Cancel

If you decide to cancel, simply submit a written request to us to cancel your policy. As long as you have not already made a claim under the plan, we will cancel it from inception and promptly give you a refund (as below) -

  1. For plans cancelled within 14 days of application, and prior to the effective date: You will receive a full refund;
  2. For plans cancelled after 14 days from the date of application, but prior to the effective date: You will receive a full refund of the premium paid less a $50/£30/€40 cancellation fee;
  3. For plans that are cancelled after the effective date, and provided no claims have been paid or are in progress: i) For plans with less than full one months period of insurance remaining: there will be no refund payable; ii) For plans with one or more full months periods of insurance remaining: You will receive a full refund of each complete full months coverage remaining, less a one off $50/£30/€40 cancellation fee.

View more details