Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
Application, whether known or unknown at the time of Application and whether or not disclosed on the Application, are excluded from coverage under this insurance.
Age and Policy Maximum |
Age(0-74)- $8,000,000 |
Doctor Visit |
Subject to deductible and coinsurance |
Ambulance Benefit |
Subject to deductible and coinsurance |
Hospital Room and Board |
Subject to deductible and coinsurance for average semi private room rate |
Emergency Room |
Hospital Emergency Room:Illness:-Subject to deductible or coinsurance additional $250 deductible if not admitted as an inpatient |
Prescription |
International:100% |
Complete details are given in certificate of insurance.
No Coverage.
Renewal of Coverage
Subject to the terms of the plan, Global Medical Insurance is annually renewable and coverage is continuous when approved. Prior to the end of each period of coverage (12 months) you will receive renewal information. You must continue to meet the eligibility requirements outlined in the contract in order to apply to renew. You have the option to renew online or you may complete a paper renewal form. There are no additional medical questions at renewal, and we can work with you to provide flexible renewal options. Please select your deductible and plan option carefully, as you will be unable to select a lower deductible or increase your plan option when you renew your coverage.
Cancellation
To ensure your satisfaction, once you are accepted in the plan, we provide a 15-day free look period to review the coverage. If during that 15-day period you find that you are not satisfied with the plan for any reason, you may submit a written request for cancellation and full refund of your premium received by IMG. See the Certificate Wording for full details.
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