MCIS Flexible Travel Insurance - Including USA

Detail

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to Maximum $25,000; Age (70-79) :Up to Maximum $15,000.; Age (80-99) : No Benefit.
  • Co-Insurance:
    In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.
  • PPO Network: Provides United Health Care PPO Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note:- Injury and accident coverage only. Option illness coverage available with additional premium.

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Age and Policy Maximum

Age(0-64)$25,000; $50,000; $100,000; $500,000; $1,000,000

Ages (65 – 79): $50,000

 Age (80-99)$15,000
Doctor Visit Reasonable & Customary to the selected Medical Maximum per person per Period of Coverage.
X-ray & laboratory Reasonable & Customary to the selected Medical Maximum per person per Period of Coverage.
Hospital Room and Board Reasonable & Customary to the selected Medical Maximum per person per Period of Coverage.
Ambulance Reasonable & Customary to the selected Medical Maximum per person per Period of Coverage.
Prescription Reasonable & Customary to the selected Medical Maximum per person per Period of Coverage.

Complete details are given in certificate of insurance.

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Available only for non-U.S. residents under age 70 traveling outside their home country up to $50,000 per person per Period of Coverage. Ages 70-79, up to $15,000, Age 80+, no benefit).

Up to an additional $25,000 per person per Period of Coverage for Emergency Medical Evacuation related to an Acute Onset of a Pre-Existing Condition.

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  • Pre-existing Conditions which are excluded under this Certificate. This means that any claims for Pre-existing Conditions will not be covered for the duration of this Certificate.
  • Pregnancy - For Pregnancy or Illness resulting from Pregnancy, childbirth, or miscarriage, For miscarriage resulting from Accident or complications of Pregnancy;
  • Injury or Illness which is not presented to the Underwriter for payment within 90 days of receiving Treatment;
  • Injury sustained or Disablement due wholly or partly to the Insured being intoxicated as defined and determined by the laws of the state where the Injury occurred.
  • This is a partial list and description of exclusions.

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Refund of total plan cost will be considered if written request is received by Seven Corners prior to the start date of your coverage. If your request is received after the start date, the unused portion of the plan cost may be refunded minus a cancellation fee, if you have not submitted any claims to Seven Corners.

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If you initially buy less than 364 days of coverage, you may purchase additional time, to a total of 364 days. Your initial coverage start date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. We will send a renewal notice to your email address giving you the option to extend your plan. A $5.00 administrative fee is included for each renewal.

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Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form. Payments can be converted to a currency of your choosing. You’re only responsible for your deductible and coinsurance and any non-eligible expenses. To learn more about filing a claim, visit sevencorners.com/claims.

Offline Form

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