Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited
|SCHEDULE OF BENEFITS|
Emergency Medical Evacuation
|100% up to $150,000|
Emergency and Accidental Medical Treatment
|100% up to $50,000|
Repatriation of Mortal Remains
|100% up to $20,000|
24/7 Emergency Assistance via GBG Assist
|*Some limitations apply. Coverage paid at Usual and Customary.|
Complete details are given in certificate of insurance.
Pre-Existing Condition : means any Illness or Injury, physical or mental condition, for which a Insured Person received any diagnosis, medical advice or treatment, or had taken any prescribed drug, or where distinct symptoms were evident prior to the Effective Date.
A Pre-Existing Condition is considered stable, which in the twelve months before the Effective Date, there have not been: new/change in treatment; medical management; medication including a change in dosage, and new/more frequent/more severe symptoms or findings, and new test results or test results showing a deterioration, and investigations initiated or recommended for your symptoms, and hospitalization or referral to a specialist.
PREFERRED PROVIDER NETWORK
The Company maintains a Preferred Provider Network both within and outside the United States. Within the United States, the Company recommends the use of the Preferred Provider Network for maximum benefit payment. Please visit www.GBG.com for a complete list of providers.
International / Schengen Countries: The Insured Person may utilize any licensed Provider. However, we suggest the Insured Person to contact GBG Assist to locate a Provider with a direct billing arrangement with the Insurer. The Insurer retains the right to limit or prohibit the use of Providers which significantly exceed Allowable Charges.
100% refund for policies cancelled prior to the effective date. All cancellations must be submitted in writing and are based on the date received.