Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Plan best suited - US students studying outside their home country.
  • Eligibility - Ages – 14 days to 64 years.
  • Coverage length - Minimum 5 days to maximum 364 days.
  • Renew - Renew online, by phone, by email, by fax.
  • ID card - Apply online to get ID card in email.
  • Acute Pre-existing condition coverage up to $10,000.

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Age and Policy Maximum

14 days to 64: $50,000; $100,000; $250,000; $500,000; $1,000,000

Doctor Visit URC Up to Plan Maximum
Urgent Care URC Up to Plan Maximum
Hospital Room and Board Urgent Care
Ambulance Inside the United States: $500 per Disablement Outside the United States: up to Medical Maximum
Prescription Inside the United States: $5 Copay for generic; $10 Copay for brand name, not subject to Deductible Outside the United States: $0 Copay, deductible applies

Complete details are given in certificate of insurance.

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  • Pre-Existing Condition(s) except as waived for Waiver of Pre-existing Conditions, Acute Onset of Pre-existing Conditions, Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Mortal Remains, and Local Burial or Cremation;
  • Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
  • Pregnancy, unless a Covered Pregnancy, and Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
  • Injuries sustained while participating in professional Athletics, amateur Athletics, intercollegiate Athletic or interscholastic Athletics unless specifically provided for in the Plan including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
  • Sleep apnea or other sleep disorders;

Complete details are given in certificate of insurance.

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Acute Onset of a Pre-existing Condition (during the initial 364 days of coverage) Medical covered expenses up to $10,000

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Network providers can be located at: sevencorners.com/help/find-a-doctor or by contacting Seven Corners Assist.

Inside the United States – We offer an extensive network of providers with special network pricing and potential savings for you.

Outside of the United States – Seven Corners has a large international network of providers, and many of them have agreed to bill us direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.

Utilizing the network does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.

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You can extend coverage as long as the primary participant is eligible for the plan. If you initially buy less than 364 days of coverage, you may buy additional time, from a minimum of 5 days to a total of 364 days. We will email you a renewal notice before your coverage expires, giving you the option to renew your plan. A $5 administrative fee is charged for each renewal.

When we receive your payment for the extension, we will extend your plan’s expiration date. A new coinsurance will apply beginning the 365th day of continuous coverage and beginning each additional 365th day thereafter.

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Refund of Premium/Cancellation

We will refund your payment if we receive your written request for a refund before your effective date of coverage. If your request is received after your effective date, the unused portion of the plan cost may be refunded minus a $25 cancellation fee, if you have not submitted any claims to Seven Corners. Please send your written request for cancellation to policy@sevencorners.com.

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Claim

For a claim to be payable, it must meet the terms and conditions in the Liaison Student Certificate of Insurance. In addition, you must submit a complete claim form to us within 90 days of the date of service. Claims are paid two ways:

  1. We pay your provider if they did not require you to pay upfront. To do this, we need an itemized bill from the provider along with a claim form completed by you.
  2. We reimburse you if you paid medical expenses upfront. To do this,

we need an itemized receipt (showing you paid the expenses) along with a claim form completed by you.

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