Plan Administrator: USI Affinity Travel Insurance Services | Underwriter: Lloyd’s | AM Best rating: A ‘Excellent’

  • Coverage Area: A full-time student (age 0-65) at a college or university (excluding online colleges and universities) residing outside your home country.
  • Coverage Length: Minimum 30 days to maximum 365 consecutive days.
  • Renew: Renewable up to 4 years.
  • PPO Network: United Healthcare Network
  • ID Card: Comes in email to download.

View more details

  • Doctor: After deductible and co-insurance, up to policy maximum.
  • Hospital: After deductible and co-insurance, up to policy maximum.
  • Emergency Medical Evacuation: Up to $50,000 lifetime maximum. Not subject to deductible, coinsurance, or overall maximum limit.
  • Repatriation of Remains: Up to $25,000 lifetime maximum. Not subject to deductible, coinsurance, or overall maximum limit.

Complete details are given in certificate of insurance.

View more details

Exclusion

  • Pre-existing Conditions, except charges resulting directly from an Emergency Medical Evacuation or Repatriation of Remains, subject to the limits set forth in the Schedule of Benefits and Limits.
  • Congenital illnesses.
  • Mental health disorders if treatment is obtained at a student health center.
  • Failure to keep a scheduled appointment.

Complete details are given in certificate of insurance.

View more details

Acute Onset of Pre-existing Condition (excludes chronic and congenital conditions)

Up to $25,000 lifetime maximum for eligible medical expenses

View more details

To comply with the United States Preferred Provider Organization requirements, the Member must receive medical treatment from PPO providers while in the United States. If the Member chooses to comply with the PPO requirements, and the expenses are incurred in a PPO provider, Underwriters will waive the Coinsurance applicable to the expenses.Members may review a listing of Hospitals, Physicians and other medical service providers included in the PPO Network for the area where the Member will be receiving treatment by accessing the Internet website for HCC Medical Insurance Services.

View more details

This insurance policy has in it a Claims Procedure which tells you what steps you must take to file a claim, and explains our obligations to you. Beginning on the last day of your certificate period, you shall have 60 days to provide us proof of claim.

Offline Form

View more details