Plan Administrator: INF Healthcare I AM Best Rating : "A+"(Superior) I Underwriter: Axis Insurance Company.

  • Eligibility: Non US citizen or US Expatriate age 0-89 traveling to USA and traveling outside their home country.
  • Coverage length: Min 30 days up to max 300 days.
  • Renew Online: It can be renewed up to 300 days after the initial enrollment period, $5 application fee.
  • Acute Onset of Pre-X Coverage: Age (0-69) coverage upto $1,50,000 and Age (70-89) coverage up to $75,000
  • Includes Coverage for Dental, Prescription Drug , Vision issues such as eye irritations, Pregnancy & Childbirth (inception must occur after start date).
  • Includes Telemedicine from Teladoc. Teladoc can be used for Pre-Existing Conditions & has no deductible.
  • PPO Network: Provides First Health PPO Network
  • ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly

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Age and Policy Maximum

Age (0-69)- $1,50,000

Age (70-89)- $75,000

Doctor Visit

80% of Covered Network Charges up to the Overall Maximum Benefit

Urgent Care

80% of Covered Network Charges up to the Overall Maximum Benefit

Hospital Room and Board

80% of Covered Network Charges up to the Overall Maximum Benefit.

Ambulance

80% of Covered Network Charges up to the Overall Maximum Benefit.

Prescription

80% of Covered Network Charges up to the Overall Maximum Benefit.

Complete details are given in the certificate of insurance.

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  • Pre-existing Conditions, except for the Acute Onset as specifically provided in the Rider Schedule
  • Routine physical or other examinations where there is not objective indications of impairment for normal health or well baby care.
  • Dental treatment, except as the result of Covered Injury to sound, natural teeth as stated in the Rider Schedule.
  • In connection with alcoholism and drug addiction, or use of any drug or narcotic agent unless prescribed by a Physician;
  • Elective treatment, exams or surgery; elective termination of pregnancy.
  • Birth control including surgical procedures and devices.
  • Any mental or nervous disorders or rest cures; 

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You may review a listing of hospitals, physicians and other medical service providers included in the PPO Network for the area where you will be receiving treatment by accessing the Internet website for INF Plans at:

https://www.firsthealthinternational.com/LocateProvider/SelectNetworkType

Complete details are given in certificate of insurance

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Pre-x coverage

Acute Onset of Pre-existing Condition

Age 0-69:-$1,50,000

Age 70-99:-$75,000

Pre-Existing Max

Age 0-69:-$1,50,000

Age 70-89:-$75,000

Pre-Existing Deductible

$250

$500

$1000

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INF Plans can be renewed up to a maximum of 12 months or 364 days, after the initial enrollment period. To extend coverage for you or your visitor.

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Refund of premium, less a $25 processing fee, will be considered only if Cancellation Form is received by the INF Health Care Services prior to the effective date of coverage

After that date, the premium is considered fully earned and non-refundable.

All cancellation requests should be submitted by completing the Cancellation Form found under 'Members Area' section of the web pages.

The form can be faxed to 408-520-4967. Policy changes cannot be made under any circumstances once the policy becomes effective.

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Claims may be submitted to the Claims Administrator (WEBTPA..) by the provider of service directly or by you. Please visit our Claims section for more details. All claims must be submitted using the applicable claim form, which can be found online or requested from the Claims Administrator. Completed claim forms must be furnished to Administrative Concepts, Inc. within 90 days after the date of such loss. Failure to furnish such proof within the time required will not invalidate or reduce any claim if it was not reasonably possible to furnish proof.

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