Detail

Plan Administrator: INF Healthcare I AM Best Rating : "A++"I Underwriter: CHUBB American Insurance Company.

  • Eligibility: Non US citizen & US Expatriates age 0-99 traveling to USA and traveling outside their home country.
  • Coverage length: Minimum 90 days to 12 months.
  • Renew Online:It can be renewed up to 12months after the initial enrollment period,$5 application fee will charged for auto-enrollment.
  • Covers all pre-existing conditions: Including any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. Pre-Existing Conditions treated like new sickness.
  • Pre-Existing Condition: For Policy Maximum 100,000 (Age 0-69):-$20,000 & $40,000; (Age 70-99):-$15,000 & $25,000; For Policy Maximum 150,000 (Age 0-69):-$30,000 & $60,000.
  • $0 Copay for Doctors Visit & Urgent Care using MeMD Telemedicine
  • Includes Coverage for Dental, Prescription Drug , Vision issues such as eye irritations, Pregnancy & Childbirth (conception must occur coverage start), Chiropractic care & Urinary Tract Infections.
  • PPO Network: Provides First Health PPO Network
  • ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly.
  • NOTE: This plan is available to visitors who are not yet in the United States Read More

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Age and Policy Maximum

Age (0-69)- $1,00,000,$1,50,000

Age (70-99)- $1,00,000

Doctor Visit

$0 Copay for Doctors Visit & Urgent Care using MeMD Telemedicine or

Age(0-69)- $1,00,000:-Up to $100 a visit maximum, 1 visit a day, to 10 visits

Age (0-69)- $1,50,000:- Up to $125 a visit maximum, 1 visit a day, to 10 visits

Age (70-99)- $1,00,000:-Up to $125 a visit maximum, 1 visit a day, to 10 visits

Urgent Care

$0 Copay for Doctors Visit & Urgent Care using MeMD Telemedicine or

Age(0-69)- $1,00,000:-Up to $100 a visit maximum, 1 visit a day, to 10 visits

Age (0-69)- $1,50,000:- Up to $125 a visit maximum, 1 visit a day, to 10 visits

Age (70-99)- $1,00,000:-Up to $125 a visit maximum, 1 visit a day, to 10 visits

Hospital Room and Board

Age(0-69)- $1,00,000:-Up to $1,750 a day maximum, to 30 days.

Age(0-69)- $1,50,000:- Up to $1,900 a day maximum, to 30 days.

Age (70-99)- $1,00,000:-Up to $1,900 a day maximum, to 30 days.

Ambulance

Age(0-69)- $1,00,000:-Up to $450 maximum

Age(0-69)- $1,50,000:-Up to $500 maximum

Age (70-99)- $1,00,000:-Up to $500 maximum

Prescription

Age(0-69)- $1,00,000:-Up to $150 maximum

Age(0-69)- $1,50,000:-Up to $200 maximum

Age (70-99)- $1,00,000:-Up to $200 maximum

Complete details are given in certificate of insurance.

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  • intentionally self-inflicted injury; suicide or attempted suicide.
  • war or any act of war, whether declared or not.
  • piloting or serving as a crew member in any aircraft (unless otherwise provided in the Policy)
  • commission of, or attempt to commit, a felony
  • commission of or active participation in a riot or insurrection
  • elective treatment, exams or surgery; elective termination of pregnancy

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Pre-existing Condition

Policy Maximum:

Age 0-69:- :-$1,00,000:-Options for Members Age 69 & Under: $20,000 Benefit with $1,000 Deductible $40,000 Benefit with $5,000 Deductible

Age 0-69:-$1,50,000:- Options for Members Age 69 & Under: $30,000 Benefit with $1,000 Deductible $60,000 Benefit with $5,000 Deductible

Age 70-99:-$1,00,000:- Options for Members Age 70-99: $15,000 Max Benefit with $1,000 Deductible $20,000 Maximum Benefit with $5,000 Deductible

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You may review a listing of hospitals, physicians and other medical service providers included in the PPO Network for the area where you will be receiving treatment by accessing the Internet website for INF Plans at:

https://www.firsthealthinternational.com/LocateProvider/SelectNetworkType

Complete details are given in certificate of insurance

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INF Plans can be renewed up to a maximum of 12 months or 364 days, after the initial enrollment period. To extend coverage for you or your visitor.

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Refund of premium, less a $25 processing fee, will be considered only if Cancellation Form is received by the INF Health Care Services prior to the effective date of coverage

After that date, the premium is considered fully earned and non-refundable.

All cancellation requests should be submitted by completing the Cancellation Form found under 'Members Area' section of the web pages.

The form can be faxed to 408-520-4967. Policy changes can not be made under any circumstances once the policy becomes effective.

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Claims may be submitted to the Claims Administrator (Administrative Concepts Inc.) by the provider of service directly or by you. Please visit our Claims section for more details. All claims must be submitted using the applicable claim form, which can be found online or requested from the Claims Administrator. Completed claim forms must be furnished to Administrative Concepts, Inc. within 90 days after the date of such loss. Failure to furnish such proof within the time required will not invalidate or reduce any claim if it was not reasonably possible to furnish proof.

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