Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC

  • Eligibility:Non US citizen age 0-89 traveling to the USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Renew Online: - Coverage will be automatically extended when a scheduled return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date you reach your originally scheduled date to return or 5 days after the Termination Date.
  • Acute Onset of Pre-existing Condition: Under age 70 :Up to overall maximum limit ; Age (70-79) : Up to $25,000 ; Age (80-89) : Up to $15,000.
  • Acute Onset Related to Cardiac Conditions: Under age 70: Up to $25,000 ; Age (70-89) : Up to $15,000.
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.

View more details

  • Doctor Visit: Limited to $55 per visit, one visit per day, Limited to $75 per visit, one visit per day and 30 visits per Policy Period, Limited to $100 per visit, one visit per day and 30 visits per Policy Period, Limited to $130 per visit, one visit per day and 30 visits per Policy Period (Depending upon age)
  • Urgent care: Limited to $55 per visit, one visit per day, Limited to $75 per visit, one visit per day and 30 visits per Policy Period, Limited to $100 per visit, one visit per day and 30 visits per Policy Period, Limited to $130 per visit, one visit per day and 30 visits per Policy Period (Depending upon age)
  • Hospital room and board: $1,400 per day to a maximum of 30 days, $2,000 per day to a maximum of 30 days, $3,000 per day to a maximum of 30 days, $1,500 per day to a maximum of 30 days(Depending upon age)
  • X-rays & Lab Services: : $450,$750,$1000 (Depending upon age)
  • Ambulance: $500,$650 & $750 (Depending upon age)

View more details

  • intentionally self-inflicted Injury.
  • suicide or any attempt thereat while sane or self-destruction or any attempt thereat while insane.
  • war or any act of war, whether declared or not.
  • service in the military, naval or air service of any country.
  • disease or bacterial infection except for any bacterial infection resulting from an accidental external cut or wound or accidental ingestion of contaminated food.
  • hernia of any kind.
  • piloting or serving as a crewmember or riding in any aircraft except as a passenger on a regularly scheduled or charter airline

View more details

For 0-69: Up to Policy Maximum Coverage related to Cardiac Conditions or Stroke are limited to $25,000

For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000.

The sudden and Unexpected outbreak or reoccurrence of a Pre-existing Condition(s), which occurs Unexpectedly and without advance warning either in the form of Physician recommendation or symptoms (which would have caused a prudent person to seek medical advice, attention or treatment), is short in duration, is rapidly progressive and requires urgent care. The Acute Onset of a Pre-existing Condition(s) must occur after the Effective Date of Coverage or Effective Date of insurance. Treatment for the Acute Onset of a Pre-existing Condition must be obtained within twenty-four (24) hours of the sudden and Unexpected outbreak or reoccurrence. A Pre-existing Condition that is a Chronic or Congenital condition or that gradually gets worse over time will not be considered an “Acute Onset of a Pre-existing Condition”. The Acute Onset of a Pre-existing Condition does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatment existent or necessary prior to the Effective Date of Coverage or Effective Date of Insurance. The Acute Onset of a Pre-existing Condition does not include treatment after the initial stabilization of a covered or eligible benefit for “Acute Onset of a Pre-existing Condition”.

View more details

If you have this logo on your ID Card and your plan name is Safe Travels USA, Safe Travels USA Cost Saver, Safe Travels USA Comprehensive, and Safe Travels For Visitors to the USA - your PPO is First Health:

Click here for PPO Network

View more details

An extension notice will be sent to the Covered Person before the Policy Period ends and includes links to extend prior to the Termination Date. The Covered Person is subject to the following rules at extension: In order to extend, the Policy Period must be initially purchased for a minimum of 5 days. If available, an extension period can be purchased; 1.at the premium rate in force at the time of the extension; 2. for a minimum of 5 days; 3. for up to a maximum of 364 days, provided the Covered Person’s Policy Period does not exceed 364 days in total. There are no grace periods for extension. Once the Policy has lapsed, reapplication is required. Please note, upon application for a new Policy, the Pre-Existing Condition exclusion, deductible and co-insurance start over.

View more details

Full cancellation and refund will only be considered if We receive written request prior to or on the Effective Date of the coverage. If We receive a written request for cancellation and refund after the Effective Date of coverage, a partial cancellation and refund may be allowed. The following conditions apply: a) If any claims have been filed with Us, the premium is fully earned and is non-refundable; b) If no claims have been filed with the Company, then (i) a cancellation fee of US $25 will be charged; and (ii) only unused days premiums will be considered as refundable; and c) If after a refund is made, it is determined that a claim was presented to Us on a Covered Person’s behalf, the Covered Person will be fully responsible for that claim in its entirety.

View more details

Claims

Upon receiving written notice of claim, We will provide claim forms to the claimant within 15 days. If We do not furnish such claim forms, the claimant will satisfy the requirements of written proof of loss by sending the written (or authorized electronic or telephonic) proof as shown below. The proof must describe the occurrence, extent and nature of the loss and give authorization to release medical records.

View more details