Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed from 5 days to 2 years.
  • Acute Onset of Pre-existing Condition: Under age 70 :Up to overall maximum limit ; Age (70-79) : Up to $35,000 ; Age (80-89) : Up to $15,000.
    Acute Onset Related to Cardiac Conditions: Under age 70: Up to $25000 ; Age (70-89) : Up to $15000.
  • Co-Insurance: Not Applicable.
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount per incident up to the policy maximum

View more details

  Age(0-69) $25,000 Age(0-69) $50,000 Age(0-69) $75,000 Age(0-69) $100,000 Age(0-69) $175,000 Age(70-89) $50,000 Age(70-89) $1,000,000
Doctor Visit Up to $55/visit, 1/day, 30 visits max Up to $55/visit, 1/day, 30 visits max Up to $70/visit, 1/day, 30 visits max Up to $85/visit, 1/day, 30 visits max Up to $115/visit, 1/day, 30 visits max Up to $55/visit, 1/day, 30 visits max Up to $55/visit, 1/day, 30 visits max
Urgent Care Up to $55/visit, 1/day, 30 visits max Up to $55/visit, 1/day, 30 visits max Up to $70/visit, 1/day, 30 visits max Up to $85/visit, 1/day, 30 visits max Up to $115/visit, 1/day, 30 visits max Up to $55/visit, 1/day, 30 visits max Up to $55/visit, 1/day, 30 visits max
Hospital Room and Board Up to $1400/day,30 day max Up to $1400/day,30 day max Up to $1750/day,30 day max Up to $2000/day, 30 day max Up to $2700/day, 30 day max Up to $1500/day,15 day max Up to $1500/day,15 day max
Ambulance Upto $500 Upto $500 Upto $500 Upto $500 Upto $750 Upto $500 Upto $500
Prescription Upto $100 Upto $100 Upto $125 Upto $150 Upto $200 Upto $90 Upto $90

Complete details are given in certificate of insurance.

View more details

  • Pregnancy or child birth.
  • Treatment for transitional life Events, homesickness, fatigue, jet-lag or work related stress.
  • Any loss as the result of the use of a Motorcycle or two or three wheeled device of any kind. 
  • The radioactive, toxic, explosive or other hazardous or contaminating properties of any nuclear installation, reactor or other nuclear assembly or nuclear component thereof
  • Pre-Existing Conditions as defined.
  • Intentional or fraudulent acts on the Insured Person’s part or their consequences.
  • Suicide or attempted suicide, intentional self-injury, the effect of intoxicating liquors or drugs.

Complete details are given in certificate of insurance.

View more details

Acute Onset of a Pre-Existing Condition means a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs 1) spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent and immediate medical care; 2) is a minimum of 48 hours after the Effective Date of the policy; and 3) prior to the age shown in the Schedule of Benefits/Limits with treatment being obtained within 24 hours of the sudden and unexpected outbreak or recurrence.

View more details

The Company maintains a Preferred Provider Network both within and outside the United States. Within the United States, the Company recommends the use of the Preferred Provider Network for maximum benefit payment. Outside the U.S., the Company retains the right to require the use of a Network Provider, where available. Utilizing these providers may result in payments directly to the provider as well as referrals to licensed medical providers you can trust. You can find the link to the provider directory on the back of your ID card Or be subject to a 20% copayment on all claims. or

View more details

    • a. This policy has a one-time renewable feature that must be completed PRIOR to expiry of the exiting policy.
    • b. Policy renewal and extension may be for any period not exceeding one additional period of 364 days.
    • c. The purchase of any policy in conjunction with the expiry of another policy is void unless it is subject to the one-time renewal. Any further policy issuance is subject to underwriting and must be approved by GBG.

View more details

Cancel

CANCELLATION and REFUND PROCEDURE PROVISIONS

Cancellation and refund will only be considered if written request is received by Us prior to the Effective Date of Coverage as listed on this certificate. If written request is received after the Effective Date of coverage, the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

  1. If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  2. If no claims have been filed with the Company, then
    1. a cancellation fee of US $ 25 will be charged; and
    2. only full month premiums will be considered as refundable; and
  3. If after a refund is made, it is determined that a claim was presented to the company on an Insured Person's behalf, the Insured Person will be fully responsible for that claim in its entirety.

View more details

  • All claims must be submitted to GBG within 90 days of the date of service.
  • All claims MUST BE ON A FULLY COMPLETED claim form including medical history sections. A claim form must be completed and provided for each medical condition.
  • Download a claim form: https://www.trawickinternational.com/Claims or call 888-301-9289 and one will be sent to you.
  • Claims may be mailed, faxed, or scanned and emailed. Contact details provided below.
  • A copy of your passport with entry/exit/visa stamps is required.
  • Detailed bills for services received and detailed receipts for payments made.
  • A signed authorization from the Insured is necessary to reimburse any person other than the Insured.

Notice of Claim: This notice should identify the Covered Person and the Policy Number. All claims must be submitted within 90 days from date of incident or they will be denied. Circumstances may exist in which this is not always possible. Any submissions after 90 days will be considered based on those circumstances.

View more details