Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Policy can be renewed up to 364 days to maximum 728 days depending upon citizenship.
  • Acute Onset of Pre-existing Condition:$150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.
  • Co-Insurance:
    After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.

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  • Doctor Visit: Up to policy max.
  • Urgent care: Up to policy max.
  • Hospital room and board: Average Semi-private room rate, including nursing services.
  • Emergency room: Up to policy max. (Subject to additional $250 Deductible if not admitted overnight).
  • X-rays & Lab Services: Up to policy max.
  • Medical: Up to policy max.
  • Ambulance: Up to policy max.
  • Loss of Checked Baggage: $250 per Coverage Period (not subject to Deductible or Coinsurance)

Complete details are given in certificate of insurance.

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  • Pre-existing conditions, except acute onset of pre-existing condition.
  • Pregnancy - Charges related to Pregnancy, including but not limited to prenatal care, child birth, post-natal care, false labor, edema, prolonged laborand/or prescribed rest during the period of pregnancy, including newborn care.
  • Injuries as a result of engaging in Hazardous Sports without the purchase of the optional Sports rider.
  • Any injury or illness as a result of the consumption of alcohol or drugs; or for the treatment of substance abuse. This is a partial list and description of exclusions. For a full description, please contact Azimuth Risk Solutions, LLC for a copy of the Evidence of Insurance.

Complete details are given in certificate of insurance.

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Acute Onset of Pre-existing Condition (excludes chronic and congenital conditions)

If you have a prior health condition which suddenly and unexpectedly asserts itself during your travel, the Beacon Series does provide a limited amount of coverage to help mitigate this unpleasant surprise. The Beacon Series offers coverage up to $15,000 (including emergency medical evacuation) for existing conditions which are not undergoing treatment, including medication or therapy of any kind. Enjoy peace of mind, even if your health history has a few blemishes with this powerful benefit.

Acute Onset of Pre-existing Condition means a sudden and unexpected outbreak or recurrence of a pre-existing condition(s) which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care. The Acute Onset of a Pre-existing Condition(s) must occur after the certificate effective date. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.

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Taking advantage of Azimuth’s broad selection of quality US preferred providers benefits you by allowing cost advantaged access to medical care outside USA and the significant ease of finding a qualified health care provider virtually anywhere Outside USA. For more information you can contact us.

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You may extend policy online before expiration date of policy. You may extend minimum of 5 days.

Insurance company charge $5 extension fee for each renewal. Total coverage duration should not be more than 365 - 730 days including extension.

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Cancel

Premiums will be refunded in full if cancellation request is received prior to the certificate effective date. Premiums may be refunded after the certificate effective date subject to the following provisions:

  • a) A $25 cancellation fee will apply for administrative costs incurred by us; and
  • b) Only the unused portion of the plan cost will be refunded; and
  • c) You cannot have filed any claims to be eligible for premium refund.

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The claim process is quite simple. In the event that you have a claim for eligible expenses you have already incurred, simply complete our Claim Form, which is included in your plan fulfillment and available online. Return it to Azimuth with your original receipts and your eligible expenses will be promptly refunded.

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