Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • Plan appropriate for - client who either lives outside of the United States, or who would not qualify for a US domestic health insurance plan.
  • Eligibility: 14 days old and under the age of 74 years.
  • Coverage length: US Citizen:- Plan to reside outside of the US for at least one hundred (180) days of the next three hundred sixty four (364) days Non-US Citizen:- Reside outside the US at time of Application or Continuation of Coverage Date; or must plan to reside outside of the US continuously for at least one hundred (180) days for the next three hundred sixty four (364) days.
  • Provider Network: Taking advantage of Azimuth’s broad selection of quality US preferred providers benefits you by allowing cost advantaged access to US medical care and the significant ease of finding a qualified health care provider virtually anywhere in the US. For providers outside the US, you may access care anywhere of your choosing, or simply contact Azimuth for a suggested referral.
  • Renew Online: Annually renewable increment of one month
  • Acute onset of Pre-x coverage:$5,000 Sub-Limit per Coverage Period, $50,000 Maximum Sub-Limit (After 728 of continuous coverage)
  • ID card & Visa Letter comes in email instantly

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Age and Policy Maximum

Age(0-74)- $2,000,000

Doctor Visit

$70 Sub-Limit per visit, 15 visits per Coverage Period

Ambulance Benefit

$1,500 Sub-Limit per Coverage Period when Illness or Injury results in Hospitalization

Hospital Room and Board

Coverage Area 1
$400 Sub-Limit per day, 240 day Maximum per Hospitalization (Includes ICU days)
Coverage Area 2
$300 Sub-Limit per day, 240 day Maximum per Hospitalization (Includes ICU days)

Emergency Room

Usual, Reasonable, and Customary, Subject to additional $250 Deductible if Illness or Injury
does not result in Hospitalization

Prescription

Reimbursement Only. Inpatient drugs are Usual, Reasonable and Customary. Prescription drugs are Subject to 20% Coinsurance in the US, Maintenance drugs are not covered.

Complete details are given in certificate of insurance.

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  • Investigational, experimental or research procedures
  • Charges for cosmetic surgery or weight modification
  • Treatment for sleep disorders/hair growth/exercise programs
  • Contraceptive medication or treatment
  • Drug and alcohol abuse treatment
  • Organ transplants not specifically listed
  • Treatment resulting from illegal activities
  • Speech therapy
  • Persons HIV+ at effective date
  • Adult routine physical examinations are excluded under the Basic

Complete details are given in certificate of insurance.

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Pre-x coverage

If you have a medical condition which has occurred in the past or is ongoing, that condition must be disclosed on the application for underwriter's review. If you are accepted for the Meridian Clear Plan your existing condition will have a waiting period of 24 months before any coverage is available. After 24 months of continuous coverage, the existing condition will be limited to $5,000 in any one Coverage Period and a plan maximum of $50,000. The Meridian Clear Plan provides no coverage for prescription drugs to treat pre-existing conditions at any time.

Note: Coverage and/or benefits for these Illnesses or Surgeries (or for similar or different Illnesses or Surgeries) may be separately or further limited and/or excluded under the Pre-existing Conditions exclusion and definition.

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Taking advantage of Azimuth’s broad selection of quality US preferred providers benefits you by allowing cost advantaged access to US medical care and the significant ease of finding a qualified health care provider virtually anywhere in the US. For providers outside the US, you may access care anywhere of your choosing, or simply contact Azimuth for a suggested referral.

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Annually renewable increment of one month

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Your full satisfaction is our goal and after receiving your fulfillment you have the opportunity for a 7 day review of the plan. If for any reason you are not completely satisfied you may cancel your plan, via written notice to Azimuth Risk Solutions, LLC and receive a full refund of your paid premium amount. After this 7 day period has elapsed, you may cancel at any time by providing 60 days written notice to Azimuth Risk Solutions, LLC. Your unearned premium amount will be returned, less a Short Rate Cancellation Fee which is indicated on the Lloyd’s, London jacket which contains your Evidence of Insurance.

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The claim process is quite simple. In the event that you have a claim for eligible expenses you have already incurred, simply complete our Claim Form, which is included in your plan fulfillment or you may download one at AzimuthRisk.com and return completed to Azimuth with your original receipts and our eligible expenses will be promptly refunded. As with every aspect of Azimuth’s operations, if you have any difficulty, simply contact Azimuth and we will gladly help you with completing the process. In the event that you have a large or ongoing claim your pre-certification through Azimuth will in many cases allow us to arrange for your care and payment directly to your healthcare provider.

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