Plan Administrator: Careington International

• Reduce your health care costs with Live Healthy Telemedicine.
• Renewal Conditions: By joining a plan, you are authorizing Careington International Corp. (“Careington”) to bill your credit card or checking account for the plan you have selected. This charge shall renew until you notify Careington in writing of its cancellation. By joining, you indicate you have read the terms and conditions of the plan. This plan will automatically renew at the end of your membership term, and your credit card or bank account will be automatically changed.
• Cancel: You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less the processing fee, if applicable. FL Residents: You have the right to cancel within the first 30 days after effective date. If for any reason during this time period you are dissatisfied with the plan and wish to cancel and obtain a refund, you must submit a written cancellation request.
• Careington is not a licensed insurer, health maintenance organization, or other underwriter of health care services. No portion of any provider’s fees will be reimbursed or otherwise paid by Careington. Careington is not licensed to provide and does not provide medical services or items to individuals.

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• Telemedicine: Teladoc is a national network of U.S. board-certified, and state-licensed physicians who use electronic health records, telephonic consultations and online video consultations to diagnose conditions, recommend treatment and write short-term, non-DEA controlled prescriptions when medically appropriate.
• Prescription: Members will have access to savings between 15% to 60% off the retail price of generic drugs and 10% to 25% off the retail price of brand name drugs at over 68,000 participating pharmacies nationwide including Safeway, CVS, Duane Reade, Wal-Mart, Target, Walgreens, Rite Aid and many more.
• 24-Hour Nurse Line: Carenet’s Nurse Line provides access to experienced, compassionate nurses available anytime to answer questions, assess symptoms and provide care recommendations. Staffed by highly skilled, registered nurses, Carenet’s Nurse Advice team is available 24/7 to assist with members’ health concerns.
• Travel and Medical Assistance: Travel Assistance and Emergency Medical Assistance are available through Travel Guard when you are traveling over 100 miles away from home and you are faced with a serious injury or illness, or a travel-related emergency such lost luggage, passport or wallet; flight rebooking, or pre-trip travel advice on required inoculations.

Complete details are given in certificate of insurance.

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This plan is a discount membership program. Careington is not a licensed insurer, health maintenance organization, or other underwriter of health care services.

• No portion of any provider’s fees will be reimbursed or otherwise paid by Careington. Careington is not licensed to provide and does not provide medical services or items to individuals.
• You will receive discounts for services at certain health care providers who have contracted with the plan. You are obligated to pay for all health care services at the time of service. Savings are based upon the provider’s normal fees.
• Actual savings will vary depending upon location and specific services or products purchased. Please verify such services with each individual provider.
• The plan’s discounts may not be used in conjunction with any other discount plan or program.
• All listed or quoted prices are current prices by participating providers and subject to change without notice.
• Any procedures performed by a non-participating provider are not discounted. From time to time, certain providers may offer products or services to the general public at prices

Complete details are given in certificate of insurance.

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By joining a plan, you are authorizing Careington International Corp. (“Careington”) to bill your credit card or checking account for the plan you have selected. This charge shall renew until you notify Careington in writing of its cancellation. By joining, you indicate you have read the terms and conditions of the plan. This plan will automatically renew at the end of your membership term, and your credit card or bank account will be automatically charged or drafted for the appropriate amount.

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