TravelGT

Detail

Plan best suited - Groups of 10 or more travelers traveling to destinations worldwide.
Ages - 1 days to 100 years.
Coverage length - Maximum trip length 30 days.
Coverage Type: Secondary
ID card - Apply online to get ID card in email.
Renew: nonrenewable
Pre-existing condition waiver: Available when policy is purchased within 20 days of initial trip payment

Benefits

The Travel GT program is specially designed for groups traveling to destinations worldwide. Groups of 10 or more travelers can enjoy all the great benefits of an iTravelInsured plan at group rates.

Insurance Benefits	Maximum Limits
Trip Cancellation	100% of trip cost insured, up to $30,000
Trip Interruption	Up to 125% of trip cost insured
Travel Delay	Up to $600 ($150 per day) after an initial delay of 12 hours
Missed Connection	Up to $500 after an initial Common Carrier delay of 6 hours
Baggage & Personal Effects	Up to $1,500
Baggage Delay	Up to $200
Emergency Medical/Dental	Up to $25,000
Emergency Medical Evacuation/Repatriation	Up to $100,000
Pre-Existing Condition Waiver	Available if policy is purchased within 20 days of initial trip payment

The above is a summary of insurance benefits that are part of the policy. Please review the insurance policy for a detailed description of the terms, conditions and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim.

Exclusion

Sickness, Injury or Death of Insured, a Family Member, a Travel Companion, a Business Partner or a Child Caregiver Insured’s Primary Residence or Destination Uninhabitable
Theft of Passports/Visas
Required to Work, Involved in a Merger, Job Loss or Job Relocation
Documented Traffic Accident
Unannounced Strike
Inclement Weather
Mechanical breakdown of the Common Carrier
Natural Disasters, Mandatory Evacuations

Complete details are given in certificate of insurance.

Acute Pre-Ex Coverage

The exclusion for Pre-Existing Condition will be waived provided:

Your Payment or Deposit for this Policy and enrollment form are received within 20 days of the date Your initial Payment or Deposit for Your Trip is received and You are not disabled from travel at the time Your premium is paid.

PPO Network

Provider Network

Claims

Wherever your travels take you, delivering world-wide coverage, multilingual capabilities, international claims specialists and access to 24–hour emergency assistance service. That’s Travel Protection without Boundaries the iTravelInsured way.

Offline Form Online Form

Cancel

If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your insurance coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.

Scenario	Coverage Under Full Pre-Existing Plan
My father had a heart attack a few years ago. After his travel to the US, he started experiencing heart pain. I took him to the cardiologist. Is this covered?	Yes. Cardiologist visits are covered underneath a Full Pre-Existing coverage plan.
My mother-in-law has been experiencing heart pain for last few days, and had a heart attack on the last day. Is this covered?	Yes. Under a Full Pre-Existing Plan, there is not time limitation between symptoms and seeking care.
My uncle had cancer a few years ago. He is on a Green Card and has been living in the US. Recently, the cancer has come back. Is this covered?	Yes. Chemotherapy & Radiation treatment are covered under this plan. One note- the recurring cancer diagnosis must occur after the effective date.
My cousin had a back injury a few years back. He recently starting feeling back pain and went to seek the advise of a Chiropractor & get physical therapy. Is this covered?	Yes. Chiropractic care & physical therapy regarding pre-existing conditions are covered underneath full pre-existing plans.
My aunt had a sudden heart attack. After staying a few days in the hospital, she needs prescription drugs, follow up blood tests, and doctors visits. Are these covered?	Yes. Any sudden medical event, along with any follow up visits, i.e. blood tests, x-rays, EKG, etc., will be covered by full pre-existing plans.
My mother is diabetic. She was prescribed medication but often forgets to take it often. She experienced a diabetic shock and needed to visit the emergency room. Will this emergency visit be covered?	Yes. Our plans cover you no matter whether your visitor was taking their prescribed medication or not. Full pre-existing plans will cover no matter what happens.

Scenario	Coverage Under INF Acute Onset Plan
My father had a heart attack a few years ago. After his travel to the US, he started experiencing heart pain. I took him immediately to the emergency room. Is this covered?	Yes. Cardiologist visits are covered underneath a Full Pre-Existing coverage plan.
My mother-in-law had a sudden drop in blood sugar. I took her to the Urgent Care clinic. Is this covered?	Yes, as long as you seek medical attention within 12 hours you are covered.
My uncle was playing a game of cricket in the neighborhood and started to experience chest pain. He was hospitalized for 3 days and required several blood tests, and heart scans. Will this be covered?	Yes. Our plans will cover any sudden recurrence caused by a pre-existing conditions. Our plans have no pre-authorization, meaning the hospital can get the treatment your visitors needs faster.
My father-in-law had several kidney issues over the past few years. After several hours of pain, we took him to the hospital to have kidney stones removed. Is this covered?	Yes. As long as the treatment is sought within the first 12 hours of first exhibiting symptoms, any pre-existing condition will be covered. Our plans have no look back period for pre-existing conditions.
My cousin has diabetes. After a few days in the US, she contracted a Urinary Tract Infection which required hospitalization. Is this covered?	Yes. Under our plans, Urinary Tract Infections are considered new sicknesses and are covered by Acute Onset coverage plans.
My mother is a heart patient. She was prescribed medication but often forgets to take it often. She experienced a sudden heart attack and needed to visit the emergency room. Will this emergency visit be covered?	Yes, our plans cover any incident regardless if your visitor was taking their prescribed medication.