Pre-existing Insurance

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Pre-existing Coverage Plans

Comprehensive Coverage Plans

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Plan Administrator: International Medical Group | Underwriter: SiriusPoint Specialty Insurance Corporation | AM Best Rating: A ‘Excellent’

  • Coverage Area: Non-US citizens (age 0-99) traveling to USA, Canada or Mexico. Plan must be purchased prior to departing the Country of Residence, including any future repurchases.
  • Coverage Length: Minimum 90 days up to 12 months.
  • Pre-existing Condition: $25,000 limit for age 0 to 69. $20,000 limit for age 70 and older. $1,500  per injury or illness deductible for pre-x condition (Plan deductible waived)
  • Co-Insurance: Inside PPO network in USA: Plan pay 75%, insured pay 25%. Outside PPO network in USA: Plan pays 60%, insured pay 40%.
  • PPO Network: United Healthcare Network & First Health Network.
  • ID Card: Link comes in email to download.

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