Acute Pre-existing Insurance

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Acute Pre-existing Condition Plans

Fixed Coverage Plans

VisitorSecure

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: Non US citizen age  at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Renew Online:Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Only available for under age 70 ( Plan A: 50,000; Plan B: 75,000; Plan C: 100,000; Plan D: 100,000)
  • Co-Insurance: Not Applicable.
  • PPO Network: No PPO Network, visit any doctor.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount per incident up to the policy maximum

Inbound Choice

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility:Non US citizen age 0-69 traveling to USA.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under Age 70:-Coverage up to Policy Maximum.
  • Co-Insurance:Not Applicable.
  • PPO Network: No PPO network, visit any doctor
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount per incident or Injury.

Visitors Care

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under Age 70 Plan A($25,000),Plan B($50,000),Plan C(100,000).
  • Co-Insurance:Not Applicable.
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount.

Safe Travels For Visitors To The USA

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed from 5 days to 2 years.
  • Acute Onset of Pre-existing Condition: Under age 70 :Up to overall maximum limit ; Age (70-79) : Up to $35,000 ; Age (80-89) : Up to $15,000.
    Acute Onset Related to Cardiac Conditions: Under age 70: Up to $25000 ; Age (70-89) : Up to $15000.
  • Co-Insurance: Not Applicable.
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount per incident up to the policy maximum

Visit USA HealthCare - Budget

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age  at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing No Coverage: Under Age 65:- Up to $20,000 & Age (65 to 99):-$2,500.
  • Co-Insurance: Not Applicable.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan Pays Fixed amount up to policy maximum.

INF Choice

Plan Administrator: INF Healthcare I AM Best Rating : "A+"(Superior) I Underwriter: Axis Insurance Company.

  • Eligibility: Non-US citizen or US Expatriate age 0-89 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 30 days up to max 300 days..
  • Renew Online: It can be renewed up to 300 days after the initial enrollment period, $5 application fee will charged for re-enrollment.
  • Acute Onset of Pre-existing Condition:
    For Policy Maximum $25,000:-$1,000; $1,500; $1,750
    For Policy Maximum $50,000:-$1,500; $2,000; $2,500
    For Policy Maximum $75,000:-$2,500; $,3500; $4,500
    For Policy Maximum $100,000:-$3,500; $4,500; $5,500; $6,500
    For Policy Maximum $150,000:-$4,500; $5,500; $6,500; $7,500
    For Policy Maximum $250,000:-$7,000; $9,000; $13,000; $15,000
    .
  • Includes Coverage for Dental, Prescription Drug, Vision issues such as eye irritations & Pregnancy & Childbirth (inception must occur after start date).
  • PPO Network: Provides First Health PPO Network.
  • Includes Telemedicine from Teladoc. Teladoc can be used for Pre-Existing Conditions & has no deductible.
  • ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly.
Examples of Acute Onset of Pre-Existing Condition

INF Premier

Plan Administrator: INF Healthcare I AM Best Rating : "A++"I Underwriter: CHUBB American Insurance Company.

  • Eligibility: Non US citizen & US Expatriates age 0-99 traveling to USA and traveling outside their home country.
  • Coverage length: Minimum 90 days to 12 months.
  • Renew Online:It can be renewed up to 12months after the initial enrollment period,$5 application fee will charged for auto-enrollment.
  • Covers all pre-existing conditions: Including any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. Pre-Existing Conditions treated like new sickness.
  • Pre-Existing Condition: For Policy Maximum 100,000 (Age 0-69):-$20,000 & $40,000; (Age 70-99):-$15,000 & $25,000; For Policy Maximum 150,000 (Age 0-69):-$30,000 & $60,000.
  • $0 Copay for Doctors Visit & Urgent Care using MeMD Telemedicine
  • Includes Coverage for Dental, Prescription Drug , Vision issues such as eye irritations, Pregnancy & Childbirth (conception must occur coverage start), Chiropractic care & Urinary Tract Infections.
  • PPO Network: Provides First Health PPO Network
  • ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly.
Examples Covered Pre-Existing Condition

INF Short Term Premier

Plan Administrator: INF Healthcare I AM Best Rating : "A++"I Underwriter: CHUBB American Insurance Company.

  • Eligibility: Non US citizen & US Expatriates age 0-99 traveling to USA and traveling outside their home country.
  • Coverage length: Min 90 days up to max 12 months.
  • Renew Online:It can be renewed up to 12months after the initial enrollment period,$5 application fee will charged for auto-enrollment.
  • Covers all pre-existing conditions: Including any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. Pre-Existing Conditions treated like new sickness.
  • Pre-Existing Condition: For Policy Maximum 100,000 (Age 0-69):-$20,000 & $40,000;(Age 70-99):-$15,000 & $25,000; For Policy Maximum 150,000 (Age 0-69):-$30,000 & $60,000.
  • $0 Copay for Doctors Visit & Urgent Care using MeMD Telemedicine
  • Includes Coverage for Dental, Prescription Drug , Vision issues such as eye irritations, Pregnancy & Childbirth (conception must occur coverage start), Chiropractic care & Urinary Tract Infections.
  • PPO Network: Provides First Health PPO Network
  • ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly.

Inbound USA Basic

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility:Non-US citizens age 14days to 99yrs who are traveling to the USA.
  • Coverage Length: Min 5 days up to max 364 days.
  • Renew Online:Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Ages 14-69:Up to $150,000 ; Ages 70-99:Up to $100,000 ; 
  • Co-Insurance:Not Applicable.
  • PPO Network: No PPO network, visit any doctor.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount per incident.
  • Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, Cuba,  and Sierra Leone.

Inbound USA Choice

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: Non-US citizens age 14 days to 99 yrs who are traveling to the USA
  • Coverage Length: Min 5 days up to 1092 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Ages 14-69:Up to $75,000 ; Ages 70-79:Up to $25,000 ; Age 80and older: N/A
  • Co-Insurance: Not Applicable.
  • PPO Network: No PPO network, visit any doctor.
  • ID Card & Visa Letter comes in email instantly.
  • Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria,  Cuba, and Sierra Leone.
  • Not Available to Residents of (Country Restrictions) : They do not accept address of Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions — For International Travel Coverage: They do not cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.
  • Note: Plan pays fixed amount person, per injury or illness.

Inbound USA Elite

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: Non-US citizens age 14 days to 69 yrs who are traveling to the USA.
  • Coverage Length:  Min 5 days up to 1092 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Ages 14-69:Up to $100,000
  • Co-Insurance:Not Applicable.
  • PPO Network: No PPO network, visit any doctor.
  • ID Card & Visa Letter comes in email instantly.
  • Not Available to Residents of (State Restrictions) : They do not accept address of Maryland, Washington, New York, South Dakota, and Colorado.
  • Not Available to Residents of (Country Restrictions) : They do not accept address of Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions — For International Travel Coverage: They do not cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.
  • Note: Plan pays fixed amount person, per injury or illness

Comprehensive Coverage Plans

Atlas America

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: Non US citizen age at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
  • Co-Insurance:
    In Network:After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network:After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
  • PPO Network Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Not available for North Korea, Syria, Iran and Cuba.
  • Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.

Atlas International

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: U.S. Citizens and Non-U.S. Citizens who are at least 14 days to 99 yrs of age are eligible for people visiting outside their home country and excluding USA.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Equian International PPO Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Not available for North Korea, Syria, Iran and Cuba.
  • Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.

Liaison Travel Elite - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition:Under age 70: Up to Maximum $50,000; Age 70-99:Up to Maximum $10,000.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: Outside of PPO network, plan pays 90% of first $5,000, and then 100% up to policy max
  • PPO Network: Provides United Health Care PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Patriot America Plus

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Patriot Platinum America

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Patriot International

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition:
    US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: up to overall policy maximum ; Age (65-69) :- Up to $2500.
    Non- US Citizen: Under Age 70: Up to the Period of Coverage limit or $1,000,000 (whichever is lower)
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: Provides International Provider Access.
  • ID Card & Visa Letter comes in email instantly.

Patriot Platinum International

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: Max up to $1,000,000 ; Age (65-69) :- Up to $2500.
    Non- US Citizen:Under Age 70: - Up to the Period of Coverage limit or $1,000,000
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: Provides International Provider Access.
  • ID Card & Visa Letter comes in email instantly.

Safe Travels USA

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed from 5 days to 2 years.
  • Acute Onset of Pre-existing Condition: Up to the first $1,000 of Covered Expenses.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
    Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Safe Travels International

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: If a minimum of 45 days is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months.
  • Acute Onset of Pre-existing Condition: Up to age 65 : first $20,000 of Covered Expenses ;Age (65 to 99) first $10,000 of Covered Expenses.
  • Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Beacon America

Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: $150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.
  • Co-Insurance:
    In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses
  • PPO Network: Provides Aetna PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Elite - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter: Lloyd's of London

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: With a primary health plan: Age (0-64) Up to the Medical Maximum; Without a primary health plan: Age (0-64) Up to $50,000; Age (65 to 99) Upto $2,500
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Well board PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Safe Travels USA Cost Saver

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed from 5 days to 2 years.
  • Acute Onset of Pre-existing Condition:Up to the first $1,000 of Covered Expenses.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
    Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Choice - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter:  United States Fire Insurance Company & Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to Maximum $30,000; Age 70-99:Up to Maximum $5,000.
  • Co-Insurance:
    In Network:- Plan pays 90% of first $5,000 and then 100% up to policy max
    Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000 and then 100% up to policy max.
  • PPO Network: Provides United Health Care PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Choice - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter:  United States Fire Insurance Company & Lloyd's of London

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Age (0-69) : up to $50,000 ; Age 70 & over : up to $10,000
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Well board PPO Network.
  • ID Card & Visa Letter comes in email instantly.

WorldMed - Inbound

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-69 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing Condition: Under Age 60 :- Up to $200,000 ; Age 60-69 :Up to $20,000.
  • Co-Insurance:
    In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

WorldMed - Outbound

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-69 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing Condition: Under Age 60 :- Up to $200,000 ; Age 60-69 :Up to $20,000.
  • Co-Insurance:
    In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

GlobeHopper Platinum Travel Medical Cover

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility: US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Policy can be renewed up to maximum of 364 days, also renewable fess $5 applies.
  • Acute Onset of Pre-existing Condition:Under Age 65 :- Up to $20,000.
  • Co-Insurance:
    In Network: Not Applicable, Can Visit any Doctor/Hospital.
    Out-of-Network: After the Deductible, the Plan will pay 90% of the next $5,000 of Eligible Medical Expenses
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Economy - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to Maximum $15,000; Age 70-99:Up to Maximum $2,500.
  • Co-Insurance:
    In Network: Plan pays 80% of first $5,000 and then 100% up to policy max
    Out-of-Network: Outside of PPO network, plan pays 70% of first $5,000 and then 100% up to policy max.
  • PPO Network: Provides United Health Care PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Economy - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition:Age (0-69) : up to $25,000 ; Age 70 & over : up to $5,000.
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Well board PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Visit USA HealthCare - Standard

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age  at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing No Coverage: Under Age 65:- Up to $20,000 & Age (65 to 99):-$2,500.
  • Co-Insurance:
    In-Network: After Deductible, Plan pays 100% up to policy maximum
    Out-of-Network: After Deductible, Plan pays as per URC up to policy Maximum.
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

Visit USA HealthCare - Superior

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age  at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing No Coverage: Under Age 65:- Up to $25,000 & Age (65 to 99):-$2,500.
  • Co-Insurance:
    In-Network: After Deductible, Plan pays 100% up to policy maximum
    Out-of-Network: After Deductible, Plan pays as per URC up to policy Maximum.
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

INF Advantage

Plan Administrator: INF Healthcare I AM Best Rating : "A+"(Superior) I Underwriter: Axis Insurance Company.

  • Eligibility: Non US citizen or US Expatriate age 0-89 traveling to USA and traveling outside their home country.
  • Coverage length: Min 30 days up to max 300 days.
  • Renew Online: It can be renewed up to 300 days after the initial enrollment period, $5 application fee.
  • Acute Onset of Pre-X Coverage: Age (0-69) coverage upto $150,000 and Age (70-89) coverage up to $75,000
  • Includes Coverage for Dental, Prescription Drug , Vision issues such as eye irritations, Pregnancy & Childbirth (inception must occur after start date).
  • Includes Telemedicine from Teladoc. Teladoc can be used for Pre-Existing Conditions & has no deductible.
  • PPO Network: Provides First Health PPO Network
  • ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly
Examples of Acute Onset of Pre-Existing Condition

INF Elite Network

Plan Administrator: INF Healthcare I AM Best Rating : "A++" I Underwriter: CHUBB American Insurance Company.

  • Eligibility: Non US citizen & US Expatriates age 0-99 traveling to USA and traveling outside their home country.
  • Coverage length: Minimum 90 days to 12 months.
  • Renew Online: It can be renewed up to 12months after the initial enrollment period,$5 application fee will charged for auto-enrollment.
  • Covers all pre-existing conditions: Including any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. Pre-Existing Conditions treated like new sickness.
  • Pre-Existing Condition: $25,000 and Deductible of $1,500 (Age 69 & under) or a Maximum Benefit of $20,000 and Deductible of $1,500 (Ages 70-99).
  • $0 Copay for Doctors Visit & Urgent Care using MeMD Telemedicine.
  • Includes Coverage for Dental, Prescription Drug , Vision issues such as eye irritations, Urinary Tract Infections.
  • PPO Network: Provides First Health PPO Network
  • ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly.
Examples Covered Pre-Existing Condition

INF SHORT TERM ELITE

Plan Administrator: INF Healthcare I AM Best Rating : "A++" I Underwriter: CHUBB American Insurance Company.

  • Eligibility: Non US citizen & US Expatriates age 0-99 traveling to USA and traveling outside their home country.
  • Coverage length: Min 30 days up to max 12 months.
  • Renew Online: It can be renewed up to 12months after the initial enrollment period,$5 application fee will charged for auto-enrollment.
  • Covers all pre-existing conditions: Including any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. Pre-Existing Conditions treated like new sickness.
  • Pre-Existing Condition: $25,000 and Deductible of $1,500 (Age 69 & under) or a Maximum Benefit of $20,000 and Deductible of $1,500 (Ages 70-99).
  • $0 Copay for Doctors Visit & Urgent Care using MeMD Telemedicine.
  • Includes Coverage for Dental, Prescription Drug , Vision issues such as eye irritations, Urinary Tract Infections.
  • PPO Network: Provides First Health PPO Network
  • ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly.

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