Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Eligibility: US students Age up to 65 studying outside their home country.
• Coverage length: Minimum 1 month to maximum 1 year.
• Provider Network: Direct Billing through First Health Network
  In PPO network (USA): We will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
  In PPO network (Outside USA): 100% to the certificate period maximum.
• Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
• ID card & Visa Letter comes in email instantly.

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

• PPO Network (Within PP0 Network): Plan pays 100% , Insured pays 0%
• Eligibility: A Full time Student & Non US Citizen  Age 14-64 travelling USA to study
• Coverage length: Min 3 months to 12 months
• Provider Network: PPO Providers are contracted separately through First Health Group Corp
• Renew Online: Provided there is no break in coverage, the plan may be renewed for up to five years
• ID card & Visa Letter comes in email instantly.

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

• PPO Network (Within PP0 Network): Plan pays 100% , Insured pays 0%
• Eligibility: A Full time Student & Non US Citizen  Age 14-64 travelling USA to study
• Coverage length: Min 3 months to 12 months
• Provider Network: PPO Providers are contracted separately through First Health Group Corp
• Renew Online: Provided there is no break in coverage, the plan may be renewed for up to five years
• ID card & Visa Letter comes in email instantly.

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

• Eligibility: Non US Citizen Age 14-64 travelling to USA.
• Coverage length: Min 5 days to 364 days.
• Coinsurance:Claims Incurred in the U.S.
• In-Network Payment:Within the PPO: We will pay 80% of eligible expenses, after the deductible, up to the overall maximum limit
• Out-Of-Network Payment:Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• Renew Online: Any extension or renewal is based upon the eligibility rules in force at the time of renewal and is solely at the  discretion of Underwriter.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

• Eligibility: Non US Citizen Student age 12 to 65 studying in USA.
• Coverage Effective Date: The Effective Date of this Policy is the later of the following: 1. the date the Company receives a completed Application and correct premium for the Period of Insurance, or 2. the date requested on the Application, or 3. the day after applying online.
• Coverage End Date: Your coverage ends on the earliest of the following: 1. the date you cease to be eligible for coverage; or 2. the end of your term of coverage; or 3. the date requested on your application; or 4. the last day for which premium has been paid; 5. The date you no longer are affiliated with a school; 6. The date you return home; 7. After 364 consecutive covered days.
• Renew - Renew online, by phone, by email, by fax.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

• Eligibility: Non US Citizen Student age 12 to 65 studying in USA.
• Coverage Length: Minimum 1 month and Maximum up to 1 year.
• Coverage Effective Date: The Effective Date of this Policy is the later of the following: 1. the date the Company receives a completed Application and correct premium for the Period of Insurance, or 2. the date requested on the Application, or 3. the day after applying online,Renew- Renew online, by phone, by email, by fax.
• Coverage End Date: Your coverage ends on the earliest of the following: 1. the date you cease to be eligible for coverage; or 2. the end of your term of coverage; or 3. the date requested on your application; or 4. the last day for which premium has been paid; 5. The date you no longer are affiliated with a school; 6. The date you return home; 7. After 364 consecutive covered days.
• Renew - Renew online, by phone, by email, by fax.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Eligibility: Non US students Age up to 65 studying outside their home country.
• Coverage length: Minimum 1 month to maximum 1 year.
• In PPO network (USA): ): We will pay 80% of eligible expenses after the deductible up to the overall maximum limit
• In PPO network (Outside USA): 100% to the certificate period maximum.
• Provider Network: Direct Billing through First Health Network
• Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Eligibility: US students Age up to 65 studying outside their home country.
• Coverage length: Minimum 1 month to maximum 1 year.
• Provider Network: Direct Billing through First Health Network
  In PPO network (USA): ): We will pay 80% of eligible expenses after the deductible up to the overall maximum limit
  In PPO network (Outside USA): 100% to the certificate period maximum.
• Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

• Eligibility: Non US Citizen Age 14-64 travelling to USA.
• Coverage length: Min 5 days to 364 days.
• Coinsurance:Claims Incurred in the U.S.
• In-Network Payment:Within the PPO: We will pay 80% of eligible expenses, after the deductible, up to the overall maximum limit
• Out-Of-Network Payment:Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• Renew Online: Any extension or renewal is based upon the eligibility rules in force at the time of renewal and is solely at the  discretion of Underwriter.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Eligibility: US students Age up to 65 studying outside their home country.
• Coverage length: Minimum 1 month to maximum 1 year.
• Provider Network: Direct Billing through First Health Network
  In PPO network (USA): We will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
  In PPO network (Outside USA): 100% to the certificate period maximum.
• Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

Eligibility: US students Age up to 65 studying outside their home country.

Coverage length: Minimum 1 month to maximum 1 year.

In PPO network (USA): We will pay 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit

In PPO network (Outside USA): 100% to the certificate period maximum.

Provider Network: Direct Billing through First Health Network

Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.

ID card & Visa Letter comes in email instantly.

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Eligibility: US students Age up to 65 studying outside their home country.
• Coverage length: Minimum 1 month to maximum 1 year.
• Provider Network: Direct Billing through First Health Network
  In PPO network (USA): We will pay 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit
  In PPO network (Outside USA): 100% to the certificate period maximum.
• Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
• ID card & Visa Letter comes in email instantly.

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

• PPO Network (Within USA or Canada): 80% of Eligible Expenses after the Deductible up to $5,000, then 100% up to policy max.
• Eligibility:  A Full time Student & Non US Citizen  Age 14-64 travelling USA to study
• Coverage length: Min 3 months to 12 months
• Provider Network: PPO Providers are contracted separately through First Health Group Corp
• Renew Online: Provided there is no break in coverage, the plan may be renewed for up to five years
• ID card & Visa Letter comes in email instantly.

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

• PPO Network (Within USA or Canada): 80% of Eligible Expenses after the Deductible up to $5,000, then 100% up to policy max.
• Eligibility: A Full time Student & Non US Citizen Age 14-64 travelling USA to study
• Coverage length: Min 3 months to 12 months
• Provider Network: PPO Providers are contracted separately through First Health Group Corp
• Renew Online: Provided there is no break in coverage, the plan may be renewed for up to five years
• ID card & Visa Letter comes in email instantly.

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

• Eligibility: US citizens age 14-64 traveling worldwide excluding USA.
• Coverage length: Minimum 1 month to maximum 48 months for US citizens.
• Provider Network: All PPO Providers are contracted separately through First Health Group Corp.
• Renew Online: Coverage may be renewed (without break in coverage) for a total of up to 48 months.
• The Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements for a student studying abroad or a participant of a cultural exchange program, including J1 and J2 visa holders.
• ID card & Visa Letter comes in email instantly.
  

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

• Eligibility: Non US Citizen Student age 12 to 64 studying in USA.
• Coverage: Minimum 1 month and Maximum up to 1 year.
• Treatment must begin no later than 30 days after the onset to be covered
• Renew: Renew online, by phone, by email, by fax.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

• Eligibility: Non US Citizen Student age 12 to 64 studying in USA.
• Coverage: Minimum 1 month and Maximum up to 1 year.
• Treatment must begin no later than 30 days after the onset to be covered
• Renew- Renew online, by phone, by email, by fax.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

• Eligibility: Non-US citizens age 14-64 traveling outside their home country.
• Coverage length: Minimum 1 month to maximum 48 months for non-US citizens.
• Provider Network: All PPO Providers are contracted separately through First Health Group Corp.
• Renew Online: Coverage may be renewed (without break in coverage) for a total of up to 48 months.
• The Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements for a student studying abroad or a participant of a cultural exchange program, including J1 and J2 visa holders.
• ID card & Visa Letter comes in email instantly.
  

International Students AND Scholars Evac/Repat Only

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• In PPO network (USA): Underwriters will pay 100% of the eligible expenses after deductible
• In PPO network (Outside USA): 100% to the certificate period maximum.
• Eligibility: US students Age up to 65 studying outside their home country.
• Provider Network: Direct Billing through First Health Network
• Coverage length: Minimum 1 month to maximum 1 year.
• Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• In PPO network (USA): Underwriters will pay 100% of the eligible expenses after deductible
• In PPO network (Outside USA): 100% to the certificate period maximum.
• Eligibility: US students Age up to 65 studying outside their home country.
• Provider Network: Direct Billing through First Health Network
• Coverage length: Minimum 1 month to maximum 1 year.
• Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

• Eligibility: Non US Citizen Age 14-64 travelling to USA.
• Coverage length: Min 5 days to 364 days.
• Coinsurance:Claims Incurred in the U.S.
• In-Network Payment:Within the PPO: We will pay 80% of eligible expenses, after the deductible, up to the overall maximum limit
• Out-Of-Network Payment:Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• Renew Online: Any extension or renewal is based upon the eligibility rules in force at the time of renewal and is solely at the  discretion of Underwriter.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

• Eligibility: US citizens age 14-64 traveling worldwide excluding USA.
• Coverage length: Minimum 1 month to maximum 48 months for US citizens.
• Provider Network: All PPO Providers are contracted separately through First Health Group Corp.
• Renew Online: Coverage may be renewed (without break in coverage) for a total of up to 48 months.
• The Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements for a student studying abroad or a participant of a cultural exchange program, including J1 and J2 visa holders.
• ID card & Visa Letter comes in email instantly.
  

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

• Eligibility: Non-US citizens age 14-64 traveling outside their home country.
• Coverage length: Minimum 1 month to maximum 48 months for non-US citizens.
• Provider Network: All PPO Providers are contracted separately through First Health Group Corp.
• Renew Online: Coverage may be renewed (without break in coverage) for a total of up to 48 months.
• The Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements for a student studying abroad or a participant of a cultural exchange program, including J1 and J2 visa holders.
• ID card & Visa Letter comes in email instantly.
  

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

• Eligibility: Non US Citizen Age 14-64 travelling to USA.
• Coverage length: Min 5 days to 364 days.
• Coinsurance:Claims Incurred in the U.S.
• In-Network Payment:Within the PPO: We will pay 80% of eligible expenses, after the deductible, up to the overall maximum limit
• Out-Of-Network Payment:Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• Renew Online: Any extension or renewal is based upon the eligibility rules in force at the time of renewal and is solely at the  discretion of Underwriter.
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

• Eligibility: Non US Citizen Student age 12 to 64 studying in USA.
• Coverage Effective Date: The Effective Date of this Policy is the later of the following: 1. the date the Company receives a completed application and correct premium for the Period of Insurance, or 2. the date requested on the Application, or 3. the day after applying online.
• Coverage End Date: Your coverage ends on the earliest of the following: 1. the date you cease to be eligible for coverage; or 2. the end of your term of coverage; or 3. the date requested on your application; or 4. the last day for which premium has been paid; 5. The date you no longer are affiliated with a school; 6. The date you return home; 7. After 364 consecutive covered days. Your spouse or dependent coverage will end at the earliest of: 1. the end of your term of coverage; or 2. the date requested on your application; or 3.the last day for which premium has been paid; 4. The date you no longer are affiliated with a school; 5. The date you return home; 6.After 364 consecutive covered days; or 7. the date a spouse or dependent is no longer eligible for coverage.
• Pre-Existing Conditions: 100% of the Preferred Allowance up to $20,000 Lifetime Limit(Covered after 6 months)
• Renew : This Plan is not subject to guaranteed issuance or renewal
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

• Eligibility: Non US Citizen Student age 12 to 40 studying in USA.
• Coverage Effective Date: The Effective Date of this Policy is the later of the following: 1. the date the Company receives a completed application and correct premium for the Period of Insurance, or 2. the date requested on the Application, or 3. the day after applying online.
• Coverage End Date: Your coverage ends on the earliest of the following: 1. the date you cease to be eligible for coverage; or 2. the end of your term of coverage; or 3. the date requested on your application; or 4. the last day for which premium has been paid; 5. The date you no longer are affiliated with a school; 6. The date you return home; 7. After 364 consecutive covered days. Your spouse or dependent coverage will end at the earliest of: 1. the end of your term of coverage; or 2. the date requested on your application; or 3.the last day for which premium has been paid; 4. The date you no longer are affiliated with a school; 5. The date you return home; 6.After 364 consecutive covered days; or 7. the date a spouse or dependent is no longer eligible for coverage.
• Pre-Existing Conditions: 80% of the Preferred Allowance up to $20,000 Lifetime Limit(Covered after 6 months)
• Renew : This Plan is not subject to guaranteed issuance or renewal
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

• Eligibility: Non US Citizen Student age 12 to 64 studying in USA.
• Coverage Effective Date: The Effective Date of this Policy is the later of the following: 1. the date the Company receives a completed application and correct premium for the Period of Insurance, or 2. the date requested on the Application, or 3. the day after applying online.
• Coverage End Date: Your coverage ends on the earliest of the following: 1. the date you cease to be eligible for coverage; or 2. the end of your term of coverage; or 3. the date requested on your application; or 4. the last day for which premium has been paid; 5. The date you no longer are affiliated with a school; 6. The date you return home; 7. After 364 consecutive covered days. Your spouse or dependent coverage will end at the earliest of: 1. the end of your term of coverage; or 2. the date requested on your application; or 3.the last day for which premium has been paid; 4. The date you no longer are affiliated with a school; 5. The date you return home; 6.After 364 consecutive covered days; or 7. the date a spouse or dependent is no longer eligible for coverage.
• Pre-Existing Conditions: 100% of the Preferred Allowance up to $20,000 Lifetime Limit(Covered after 6 months)
• Renew : This Plan is not subject to guaranteed issuance or renewal
• ID card & Visa Letter comes in email instantly.

Plan Administrator: Trawick International | AM Best Rating: A "Excellent" | Underwriter: GBG Insurance Limited

• Eligibility: Non US Citizen Student age 12 to 40 studying in USA.
• Coverage Effective Date: The Effective Date of this Policy is the later of the following: 1. the date the Company receives a completed application and correct premium for the Period of Insurance, or 2. the date requested on the Application, or 3. the day after applying online.
• Coverage End Date: Your coverage ends on the earliest of the following: 1. the date you cease to be eligible for coverage; or 2. the end of your term of coverage; or 3. the date requested on your application; or 4. the last day for which premium has been paid; 5. The date you no longer are affiliated with a school; 6. The date you return home; 7. After 364 consecutive covered days. Your spouse or dependent coverage will end at the earliest of: 1. the end of your term of coverage; or 2. the date requested on your application; or 3.the last day for which premium has been paid; 4. The date you no longer are affiliated with a school; 5. The date you return home; 6.After 364 consecutive covered days; or 7. the date a spouse or dependent is no longer eligible for coverage.
• Pre-Existing Conditions: 80% of the Preferred Allowance(Covered after 6 months)
• Renew : This Plan is not subject to guaranteed issuance or renewal
• ID card & Visa Letter comes in email instantly.