Immigrant Insurance

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Immigrant Insurance Plans

Fixed Coverage Plans

Inbound Immigrant

Plan Administrator: Seven Corners | AM Best Rating: A+ "Superior | Underwriter: Lloyd's of London

  • How plan works: After deductible, plan pay fixed amount for each medical procedure as per schedule benefit chart.
  • Eligibility: Non-US citizens Age 0-99 traveling to USA only.
  • Coverage length - Minimum 5 days to maximum 5 years.
  • Provider Network: We have a large network of providers within the United States and worldwide. You can contact Seven Corners Assist for help finding a medical provider. You may also visit sevencorners.com/ppo.
  • Renew Online: You have the option to renew coverage in any increment of 5 days or more (there is a $5 fee each time you renew)
  • Acute onset of Pre-x coverage: coverage up to $100,000 (subject to sublimits for each benefit ) for ages under 70 years.
  • ID card & Visa Letter comes in email instantly.

Visitors Care

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under Age 70 Plan A($25,000),Plan B($50,000),Plan C(100,000).
  • Co-Insurance:Not Applicable.
  • PPO Network: Provides First Health PPO Network, Check for Doctors and Providers Available.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount.

Comprehensive Coverage Plans

Atlas International

Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: U.S. Citizens and Non-U.S. Citizens who are at least 14 days to 99 yrs of age are eligible for people visiting outside their home country and excluding USA.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Equian International PPO Network,Check for Doctors and Providers Available.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Not available for North Korea, Syria, Iran and Cuba.
  • Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.

Liaison Travel Elite - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition:Under age 70: Up to Maximum $50,000; Age 70-99:Up to Maximum $10,000.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: Outside of PPO network, plan pays 90% of first $5,000, and then 100% up to policy max
  • PPO Network: Provides United Health Care PPO Network, Check for Doctors and Providers Available.
  • ID Card & Visa Letter comes in email instantly.

Patriot America

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition:  No Coverage.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network, Check for Doctors and Providers Available.
  • ID Card & Visa Letter comes in email instantly.

Patriot America Plus

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network, Check for Doctors and Providers Available.
  • ID Card & Visa Letter comes in email instantly.

Patriot Platinum America

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network, Check for Doctors and Providers Available.
  • ID Card & Visa Letter comes in email instantly.

Diplomat Long Term - Including USA

Plan Administrator: Global Underwriters | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company

  • PPO Network (Inside USA): The plan pays 80% up to $5,000 of eligible costs, then 100% of policy max.
  • Eligibility: Non-US Citizen Age 0-99 visting USA.
  • Coverage length: Min 3 Months up to max 1 year.
  • Provider Network: Visit any doctor/ hospital.
  • Renew Online: Min 1 month
  • ID card & Visa Letter comes in email instantly.

Beacon America

Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • In PPO network (In USA & Canada) :
    The plan pays 100% of Eligible Expenses to the Maximum Limit for claims incurred in the US or Canada within the MultiPlan PPO Network. Outside PPO network The plan pays 80% of the next $5,000 after the Deductible outside of the Network.
  •  In PPO network (Outside USA): The plan pays 100% of Eligible Expenses for claims.
  • Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage length: Min 5 days up to max 364 days.
  • Provider Network: Direct Billing through MultiPlan
  • Renew Online: You purchase at least 10 days of initial coverage and provide Azimuth with your email address, you will receive an email reminder with instructions for extending your coverage 5 days prior to your Beacon plan termination.
  • Acute onset of Pre-x coverage: The Beacon Series offers coverage up to $15,000 (including emergency medical evacuation) for existing conditions which are not undergoing treatment, including medication or therapy of any kind
  • ID card & Visa Letter comes in email instantly.

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