AD&D Insurance Plans

Fixed Coverage Plans

VisitorSecure

Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Only available for under age 70 ( Plan A: 50,000; Plan B: 75,000; Plan C: 100,000; Plan D: 100,000)
  • Co-Insurance:Not Applicable.
  • PPO Network:No PPO Network, visit any doctor.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount per incident up to the policy maximum

Visitors Care

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under Age 70 Plan A($25,000),Plan B($50,000),Plan C(100,000).
  • Co-Insurance:Not Applicable.
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount.

Safe Travels For Visitors To The USA

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed from 5 days to 2 years.
  • Acute Onset of Pre-existing Condition: Under age 70 :Up to overall maximum limit ; Age (70-79) : Up to $35,000 ; Age (80-89) : Up to $15,000.
    Acute Onset Related to Cardiac Conditions: Under age 70: Up to $25000 ; Age (70-89) : Up to $15000.
  • Co-Insurance: Not Applicable.
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Plan pays fixed amount per incident up to the policy maximum

Comprehensive Coverage Plans

Atlas America

Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
  • Co-Insurance:
    In Network:After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network:After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
  • PPO Network Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Not available for North Korea, Syria, Iran and Cuba.
  • Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.

Atlas International

Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility: U.S. Citizens and Non-U.S. Citizens who are at least 14 days to 99 yrs of age are eligible for people visiting outside their home country and excluding USA.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Equian International PPO Network.
  • ID Card & Visa Letter comes in email instantly.
  • Note: Not available for North Korea, Syria, Iran and Cuba.
  • Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.

Liaison Travel Elite - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition:Under age 70: Up to Maximum $50,000; Age 70-99:Up to Maximum $10,000.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: Outside of PPO network, plan pays 90% of first $5,000, and then 100% up to policy max
  • PPO Network: Provides United Health Care PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Patriot America

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition:  No Coverage.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Patriot America Plus

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Patriot Platinum America

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
  • PPO Network: Provides United Healthcare PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Safe Travels USA

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: Policy can be renewed from 5 days to 2 years.
  • Acute Onset of Pre-existing Condition: Up to the first $1,000 of Covered Expenses.
  • Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
    Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Safe Travels International

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: If a minimum of 45 days is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months.
  • Acute Onset of Pre-existing Condition: Up to age 65 : first $20,000 of Covered Expenses ;Age (65 to 99) first $10,000 of Covered Expenses.
  • Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Safe Travels International Cost Saver

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online: If a minimum of 45 days is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months.
  • Acute Onset of Pre-existing Condition: Up to age 65 : Up to first $20,000 of Covered Expenses ;Age (65 to 99)Up to first $10,000 of Covered Expenses.
  • Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: Provides First Health PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Diplomat America

Plan Administrator: Global Underwriters | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company

  • Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 3 months up to max 364 days.
  • Renew Online:Policy can be renewed up to 1 year to a maximum of 3 years.
  • Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000 ; Age 65 and older :Up to $2,500.
  • Co-Insurance:After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses
  • PPO Network: No PPO Network Available, Visit any doctor/hospital.
  • ID Card & Visa Letter comes in email instantly.

Diplomat Long Term - Including USA

Plan Administrator: Global Underwriters | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 3 months up to max 36 months.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewable fees $10 applies.
  • Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
  • Co-Insurance:
    After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.

Diplomat International

Plan Administrator: Global Underwriters | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
  • Co-Insurance:
    After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.

Beacon America

Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: $150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.
  • Co-Insurance:
    In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses
  • PPO Network: Provides Aetna PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Beacon International

Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Policy can be renewed up to 364 days to maximum 728 days depending upon citizenship.
  • Acute Onset of Pre-existing Condition:$150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.
  • Co-Insurance:
    After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.

Diplomat Long Term - Excluding USA

Plan Administrator: Global Underwriters | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company

  • Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length:Min 3 months up to max 364 days.
  • Renew Online:Policy can be renewed up to maximum of 364 days, also Renewable fees $10 applies.
  • Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
  • Co-Insurance:
    After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Elite - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter: Lloyd's of London

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: With a primary health plan: Age (0-64) Up to the Medical Maximum; Without a primary health plan: Age (0-64) Up to $50,000; Age (65 to 99) Upto $2,500
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Well board PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Choice - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter:  United States Fire Insurance Company & Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to Maximum $30,000; Age 70-99:Up to Maximum $5,000.
  • Co-Insurance:
    In Network:- Plan pays 90% of first $5,000 and then 100% up to policy max
    Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000 and then 100% up to policy max.
  • PPO Network: Provides United Health Care PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Choice - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent"  | Underwriter:  United States Fire Insurance Company & Lloyd's of London

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Age (0-69) : up to $50,000 ; Age 70 & over : up to $10,000
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Well board PPO Network.
  • ID Card & Visa Letter comes in email instantly.

WorldMed - Inbound

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-69 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000 ; Age 65 and older :Up to $2,500.
  • Co-Insurance:
    In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
    Out-of-Network: After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

WorldMed - Outbound

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

  • Eligibility: Non US Citizens and Non US Residents age 0-69 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing Condition: : Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
  • Co-Insurance:
    After deductible is paid by insured, plan pays 100% up to policy maximum.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.

USAway International Major Medical Plan

Plan Administrator: Petersen International Underwriters

  • Eligibility: Non US Citizens and Non US Residents age 0-84 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length:Min 5 days up to max 180 days.
  • Renew Online:Non-Renewable.
  • Acute Onset of Pre-existing No Coverage
  • Co-Insurance:
    After Deductible, Plan pays 100% up to policy maximum.
  • PPO Network: No PPO Network, visit any doctor/Hospital.
  • ID Card & Visa Letter comes in email instantly.

Wander Frequent Traveler

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London & Tramont Insurance Company Ltd.

  • In PPO network (In USA): After you pay the deductible, we pay 90% of the next $5,000 of eligible expenses, then 100% up to policy max.
  • Outside the united states and canada: After you pay the deductible, we pay 100% to your medical maximum.
  • Eligibility: US Citizen or Non- US Citizen 0-99 travelling outside their country of citizenship.
  • Coverage length: Your policy period is 364 days.
  • Provider Network: Direct Billing through MultiPlan PPO Network.
  • ID card & Visa Letter comes in email instantly.

GlobeHopper Platinum Travel Medical Cover

Plan Administrator:  International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Eligibility: US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length:Min 5 days up to max 364 days.
  • Renew Online:Policy can be renewed up to maximum of 364 days, also renewable fess $5 applies.
  • Acute Onset of Pre-existing Condition:Under Age 65 :- Up to $20,000.
  • Co-Insurance:
    In Network: Not Applicable, Can Visit any Doctor/Hospital.
    Out-of-Network: After the Deductible, the Plan will pay 90% of the next $5,000 of Eligible Medical Expenses
  • PPO Network: Provides First Health Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Economy - Including USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

  • Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition: Under age 70: Up to Maximum $15,000; Age 70-99:Up to Maximum $2,500.
  • Co-Insurance:
    In Network: Plan pays 80% of first $5,000 and then 100% up to policy max
    Out-of-Network: Outside of PPO network, plan pays 70% of first $5,000 and then 100% up to policy max.
  • PPO Network: Provides United Health Care PPO Network.
  • ID Card & Visa Letter comes in email instantly.

Liaison Travel Economy - Excluding USA

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Eligibility:Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
  • Coverage Length: Min 5 days up to max 365 days.
  • Renew Online:Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
  • Acute Onset of Pre-existing Condition:Age (0-69) : up to $25,000 ; Age 70 & over : up to $5,000.
  • Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum
  • PPO Network: Provides Well board PPO Network.
  • ID Card & Visa Letter comes in email instantly.

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