Fixed Coverage Plans
VisitorSecure
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
- Eligibility: Non US citizen age at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
- Coverage Length: Min 5 days up to max 364 days.
- Renew Online:Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
- Acute Onset of Pre-existing Condition: Only available for under age 70 ( Plan A: 50,000; Plan B: 75,000; Plan C: 100,000; Plan D: 100,000)
- Co-Insurance: Not Applicable.
- PPO Network: No PPO Network, visit any doctor.
- ID Card & Visa Letter comes in email instantly.
- Note: Plan pays fixed amount per incident up to the policy maximum
Visitors Care
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
- Eligibility: Non-US citizens aged 0-99 traveling outside their home country.
- Coverage Length: Min 5 days up to 12 months.
- Renew Online: Policy can be renewed up to maximum of 24 months, also Renewal fees of $5 applies.
- Acute Onset of Pre-existing Condition: Under 70 Age Plan A($25,000), Plan B($50,000), Plan C($100,000).
- Coinsurance: Not Applicable.
- PPO Network: Visit any doctor/hospital.
- ID card & Visa Letter comes in email instantly.
Complete details are given in certificate of insurance.
Comprehensive Coverage Plans
Atlas America
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
- Eligibility: Non US citizen age at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
- Coverage Length: Min 5 days up to max 364 days.
- Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
- Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
- Co-Insurance:
In Network:After deductible is paid by insured, plan pays 100% up to policy maximum
Out-of-Network:After deductible is paid by insured, plan pays as per URC 100% up to policy maximum - PPO Network provides United Healthcare PPO Network.
- ID Card & Visa Letter comes in email instantly.
- Note: Not available for North Korea, Syria, Iran and Cuba.
- Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.
Patriot America Plus
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
- Eligibility: Non-US citizens aged 0-99 traveling outside their home country.
- Coverage Length: Min 5 days up to 12 months.
- Renew Online: Policy can be renewed up to maximum of 24 months, also Renewal fees of $5 applies.
- Acute Onset of Pre-existing Condition: No Coverage
- Coinsurance: In Network: After deductible is paid by insured, plan pays 100 % up to policy maximum. Out-of-Network: After the deductible is paid by insured, plan pays 80%.
- PPO Network: Provides United Healthcare PPO Network
- ID card & Visa Letter comes in email instantly.
Complete details are given in certificate of insurance.
Safe Travels USA Comprehensive
Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC
- Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
- Coverage Length: Min 5 days up to max 364 days.
- Renew Online: Coverage will be automatically extended when a scheduled return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date you reach your originally scheduled date to return or 5 days after the Termination Date
- Acute Onset of Pre-existing Condition: For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period except for any coverage related to Cardiac Conditions or Stroke, which will be limited to $25,000.Upon attaining age 70 Acute Onset benefits will be reduced to a Maximum of $35,000 except for any coverage related to Cardiac Conditions or Stroke, which will be limited to $15,000
- Co-Insurance: In Network - up to 100% Out of Network - 80%-$5,000 Outside of USA - up to 100%
- PPO Network: Provides First Health PPO Network.
- ID Card & Visa Letter comes in email instantly
