Top Visitor Insurance Plans

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Best Top Visitor Insurance Plans

Fixed Coverage Plans

VisitorSecure

Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Coverage Area: US & Non-US citizens (age 0 to 99) traveling outside home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Acute Onset of Pre-existing Condition under age 70: Plan A $50,000, Plan B $75,000, Plan C & D $100,000. $25,000 for emergency medical evacuation.
  • No Network: Visit any doctor/hospital.
  • ID Card: Link comes in email to download.
  • Note: Individuals coming to USA who are over age 65, coverage must be effective within 30 days of arrival.

Visitors Care

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Coverage Area: Non-US citizens (age 0 to 80+) traveling USA.
  • Coverage Length: Min 5 days up to 12 months.
  • Renew Online: Renewable up to max of 24 months. $5 Renewal fees apply.
  • Acute Onset of Pre-existing Condition: Under age 70 (Plan Lite $25,000), (Plan Plus $50,000), (Plan Platinum $100,000).
  • No Network: Visit any doctor/hospital.
  • ID card: Link comes in email to download.

Complete details are given in certificate of insurance.

Comprehensive Coverage Plans

Atlas America

Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

  • Coverage Area: Non-US citizens (age 0 to 99) traveling outside home country.
  • Coverage Length: Min 5 days up to max 364 days.
  • Acute Onset of Pre-existing Condition: Up to the overall maximum limit. Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
  • Co-Insurance: After deductible, plan will pay 100% of eligible expenses up to policy max.
  • PPO Network: United Heathcare Network.
  • ID Card: Link comes in email to download. 

Patriot America Plus

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

  • Coverage Area: Non-US citizens (age 0 to 80+) traveling outside country of residence.
  • Coverage Length: Min 5 days up to 12 months.
  • Renew Online: Renewable up to a max of 24 months. $5 Renewal fees apply.
  • Acute Onset of Pre-existing Condition: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evacuation.
  • Coinsurance: In-Network-US: After deductible, plan pays 100 % up to policy max.
  • Out-Network-US: After deductible, plan pays 80% of $5,000 then 100% up to policy max.
  • PPO Network: United Healthcare Network & First Health Network.
  • ID card: Link comes in email to download.

Complete details are given in certificate of insurance.

Safe Travels USA Comprehensive

Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC

  • Coverage Area: Non-US citizens (age 0 to 89) who reside outside the US and are traveling outside of Their Home Country to visit solely the US, or to visit a combination of US and other countries worldwide
  • Coverage Length: Min 5 days to 364 days.
  • Renew Online: Renewable up to max of 364 days. $5 Renewal fees apply
  • Acute Onset of Pre-existing Condition: Age 0- 69 up to policy max. except Cardiac Conditions or Stroke limited to $25,000. Age 70 or above, no coverage
  • Provider Network: First Health Network
  • ID card: Link comes in email to download.

Visitors Protect

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Point

  • Coverage Area: Non-US citizens (age 0-99) traveling to USA including Canada & Mexico.
  • Coverage Length: Minimum 90 days up to 12 months.
  • Pre-existing Condition: $25,000 limit for age 0 to 69. $20,000 limit for age 70 and older. $1,500  per injury or illness deductible for pre-x condition. Plan deductible waived.
  • Co-Insurance: Inside PPO network in US: Plan pay 75%, insured pay 25%. Outside PPO network in US: Plan pays 60%, insured pay 40%.
  • PPO Network: United Healthcare Network & First Health Network.
  • ID Card: Link comes in email to download.

Note: This plan must be purchased prior to departing the Country of Residence, including any future repurchases.

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