Fixed Coverage Plans
VisitorSecure
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
- Eligibility: Non US citizen age at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
- Coverage Length: Min 5 days up to max 364 days.
- Renew Online:Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
- Acute Onset of Pre-existing Condition: Only available for under age 70 ( Plan A: 50,000; Plan B: 75,000; Plan C: 100,000; Plan D: 100,000)
- Co-Insurance: Not Applicable.
- PPO Network: No PPO Network, visit any doctor.
- ID Card & Visa Letter comes in email instantly.
- Note: Plan pays fixed amount per incident up to the policy maximum
Visitors Care
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
- Eligibility: Non-US citizens aged 0-99 traveling outside their home country.
- Coverage Length: Min 5 days up to 12 months.
- Renew Online: Policy can be renewed up to maximum of 24 months, also Renewal fees of $5 applies.
- Acute Onset of Pre-existing Condition: Under 70 Age Plan A($25,000), Plan B($50,000), Plan C($100,000).
- Coinsurance: Not Applicable.
- PPO Network: Visit any doctor/hospital.
- ID card & Visa Letter comes in email instantly.
Complete details are given in certificate of insurance.
Comprehensive Coverage Plans
Atlas America
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
- Eligibility: Non US citizen age at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
- Coverage Length: Min 5 days up to max 364 days.
- Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
- Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
- Co-Insurance:
In Network:After deductible is paid by insured, plan pays 100% up to policy maximum
Out-of-Network:After deductible is paid by insured, plan pays as per URC 100% up to policy maximum - PPO Network provides United Healthcare PPO Network.
- ID Card & Visa Letter comes in email instantly.
- Note: Not available for North Korea, Syria, Iran and Cuba.
- Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.
Patriot America Plus
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
- Eligibility: Non-US citizens aged 0-99 traveling outside their home country.
- Coverage Length: Min 5 days up to 12 months.
- Renew Online: Policy can be renewed up to maximum of 24 months, also Renewal fees of $5 applies.
- Acute Onset of Pre-existing Condition: No Coverage
- Coinsurance: In Network: After deductible is paid by insured, plan pays 100 % up to policy maximum. Out-of-Network: After the deductible is paid by insured, plan pays 80%.
- PPO Network: Provides United Healthcare PPO Network
- ID card & Visa Letter comes in email instantly.
Complete details are given in certificate of insurance.
Safe Travels USA Comprehensive
Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC
- Eligibility:Non US citizen age 0-89 traveling to USA and traveling outside their home country.
- Coverage Length: Min 5 days up to max 365 days.
- Renew Online: Policy can be renewed from 5 days to 2 years.
- Acute Onset of Pre-existing Condition: Under age 70 :Up to overall maximum limit ; Age (70-79) : Up to $35,000 ; Age (80-89) : Up to $15,000.
- Acute Onset Related to Cardiac Conditions:Under age 70: Up to $25,000 ; Age (70-89) : Up to $15,000.
- Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max - PPO Network: Provides First Health PPO Network.
- ID Card & Visa Letter comes in email instantly.
