Being a student in the United States can be an exciting time. Not only do you get to learn your craft from the finest experts in the world, but you also get plenty of opportunities to work and collaborate with the best in your industry. As an international student, your wellness plays a critical role in your professional and personal growth.
In this blog, we walk you through the essentials of F1 student health insurance to keep you in great health during your time as a student in the United States.
What is an F-1 Health Insurance?
F1 health insurance plans specifically cater to international students studying in the US on an F1 visa. This covers unexpected medical illness or injury when studying in the United States.
Why is F1 Insurance Important for International Students in the USA?
The US is known for its steep medical costs. This can be a burden, especially for someone living as a student. Additionally, free public healthcare is unavailable to international students. The international student insurance will cover the cost of medical treatments without the added stress of high medical costs.
F1 Visa Health Insurance Requirements
There is a mandatory requirement by the US Department of State for F1 Visa holders to possess health insurance. You must check your university or school for mandatory health insurance requirements for coverage against medical expenses during your time at the university. This proof of insurance must be submitted at the time of enrollment.
F1 Visa Health Insurance Cost
The cost of F1 Health Insurance depends on several factors, such as age, length of stay, coverage, etc. As a student, you should include the cost of insurance in the overall expenses spent on your education.
Best Health Insurance for F1 Students
The best health insurance plan for F1 students is one that has comprehensive coverage and lower premiums. Here are some of the top recommended plans for F1 students.
Study USA – Healthcare
This is one of our top recommended plans for F1 students and is designed to offer medical coverage to students, keeping mandatory requirements in mind.
The Study USA – Healthcare plan has various levels of coverage up to 364 days and is renewable for up to 4 years. The plan offers an instant confirmation and ID card that is sent to your email. This will help the student furnish proof of coverage details to their university immediately without delay.
Student Secure
This is a plan specifically designed to meet the needs of international students and scholars. The Student Secure plan keeps in mind the requirements of most schools in the United States. The plan has varying levels of coverage to meet your student’s medical needs and includes coverage for eligible medical expenses, emergency medical evacuation, and repatriation of remains.
Click here to learn about the various international student insurance plans.
Cheapest Health Insurance for International Students in the USA
At VisitorPLANS, we aim to tailor our services to find you the right insurance plan for your medical and monetary needs, providing complete peace of mind for your student’s wellness overseas. We highly recommend you check out our various medical insurance plans for international students to understand what makes the most sense for your study duration and health needs. You can also contact our agents to help identify an ideal plan for your budget.
How to Get Health Insurance for International Students
There are several means to get health insurance. Our process is pretty straightforward. All you need to do is call one of our agents, and we will be happy to assist you in obtaining the right health insurance designed just for international students in the USA.
F1 Visa Health Insurance Coverage & How Long Does it Cover?
The F1 Visa Health Insurance covers full-time students of approved colleges and universities and takes care of unexpected medical expenses, arranging emergency repatriation, evacuations, prescription medication, acute onset of pre-existing conditions, intercollegiate sports, etc.
These policies typically cover students for the academic year and can be extended or renewed as per the provider’s requirements.
How to Choose the Right F1 Visa Health Insurance
Here are the top factors to consider when choosing health insurance as an F1 visa holder.
- Ensure your insurance policy meets the minimum university requirements and can provide sufficient financial support.
- Take a look at the list of exclusions and inclusions of your policy to understand what you can avail of in case of an emergency.
- Our insurance agents can help you find the right insurance plan to meet your budgetary requirements.
- Check online sources and reviews to understand what’s right for you.
In conclusion, finding the right health insurance is one of the first critical steps you will take as a student in the United States to keep you protected and safe. An F1 student health insurance offers financial and health security as you embark on your academic journey in the United States. Let us help you find the ideal F1 Visa Health Insurance that meets the minimum requirements for your university and offers you peace of mind to focus on experiencing academia in the US.
